To qualify for one of the apartments, applicants must meet the following criteria:

• Must live or work in London Borough of Hammersmith and Fulham
• Earn a gross annual household income at the date of application which does not exceed the maximum household income threshold of £90,000
• Does not own a property in the UK or elsewhere

Eligibility

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum when eligible to purchase.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

There are some general eligibility requirements that anyone wishing to buy a Shared Ownership home must meet.The general eligibility criteria for Shared Ownership is as follows:

You must be at least 18 years old
Outside of London your annual household income must be less than £80,000
In London your annual household income must be less than £90,000
You should generally be a first time buyer, i.e. you don’t already own a home. If you do already own, you must be in the process of selling it
You should not be able to afford to buy a home suitable for your housing needs on the open market
You must show you are not in mortgage or rent arrears
You must be able to demonstrate that you have a good credit history (no bad debts or County Court Judgements) and can afford the regular payments and costs involved in buying a home
You should have savings or to be able to easily access at least £4,000 to cover the costs of buying a home. This is a guideline figure – the actual amount you need will depend on the Help to Buy option you choose

In most cases you will also need to have enough savings or be able to easily access a minimum 5-10% of the equity share you are buying, as a deposit.

PLEASE NOTE THIS IS A RENTAL PROPERTY ONLY

You may be eligible for this property if:

You have a gross household income of no less than £23,389.80 per annum when eligible to purchase or rent a one or two bedroom home or no more than £71,000 per annum when eligible to purchase or rent a family sized home (three or more bedrooms).
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.
Due to high levels of interest in all Intermediate Market Rent properties that we receive, it is not possible to contact all inquiries. We will be in contact with you should you be successful in securing a viewing.

• Applicants must live or work within the Hammersmith & Fulham borough
• Applicants must be registered and approved by Hammersmith & Fulham council using the following link and clicking register now to complete the application form: www.handfhomebuy.org/choice/
• Your household income must be less than £90,000

You will need to be earning a guidance income of £47,685. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £18,000  . Total approximate savings required £22,000

Important borough specific eligibility criteria

Hammersmith & Fulham

Applicants who live and / or work in Hammersmith and Fulham will be prioritised, pan-London applicants will be considered. H&F will only accept applicants who have registered with the H&F council directly. You will not be able to book a viewing for this resale without your H&F reference number. This property will not go to anyone not registered with H&F for a minimum of eight weeks.

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

WHAT IS SHARED OWNERSHIP ?
Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (GLA) in London and Homes England outside of London.

IS SHARED OWNERSHIP FOR YOU ?
The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
 Not own another property in the UK or any other country.
 Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
 Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
 Be in full time permanent employment.
 Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.
 Have a good credit history.
If you are still unsure about Shared Ownership or would like more information view[ Facts and Frequently Asked Questions]

To be eligible for this property you must live or work in the Hammersmith & Fulham local authority area.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

Hammersmith and Fulham

Applicants who live and / or work in Hammersmith and Fulham will be prioritised, pan-London applicants will be considered. H&F will only accept applicants who have registered with the H&F council directly. You will not be able to book a viewing for this resale without your H&F reference number. This property will not go to anyone not registered with H&F for a minimum of eight weeks.

You will need to be earning a guidance household income of £ 55,628. You will also need access to savings of £4,000 to cover the cost of buying the home. A 10% deposit approx. £19,750. Total approximate savings required £ 23,750

We recommend speaking to an Independent Financial Advisor (IFA), experienced in dealing with shared ownership sales, to ascertain your affordability for this home.

Applicants must be earning under £90,000 gross per annum

If you are an existing homeowner, we will not be able to allocate you a home unless you have found a buyer for your existing home, ready to exchange.

Hammersmith and Fulham

Applicants who live and / or work in Hammersmith and Fulham will be prioritised, pan-London applicants will be considered. H&F will only accept applicants who have registered with the H&F council directly. You will not be able to book a viewing for this resale without your H&F reference number. This property will not go to anyone not registered with H&F for a minimum of eight weeks.

You will need to be earning a guidance household income of £77,183. You will also need access to savings of £4,000 to cover the cost of buying the home. A 10% deposit approx. £24,000. Total approximate savings required £29,000

We recommend speaking to an Independent Financial Advisor (IFA), experienced in dealing with shared ownership sales, to ascertain your affordability for this home.

Applicants must be earning under £90,000 gross per annum

If you are an existing homeowner, we will not be able to allocate you a home unless you have found a buyer for your existing home, ready to exchange.

Please see below the eligibility requirements to qualify for this development:

• You must be a first time buyer or you have already sold any property you owned in the UK or abroad.
• Your household income (single or joint) is below £90,000 per year.
• You must have either 1 year of current residence or employment within Westminster.
• You should be currently in paid employment (either PAYE or self employed) and therefore able to cover rent costs.
• If you meet the criteria above, please register with Homeownership Westminster to express your interest. More information can be found on their website
• http://www.homeownershipwestminster.co.uk/

Minimum Household income for this apartment is:

Single income £59,030.21 / Joint income £52,188.59

Call 0800 7834849 or email info@homeownershipwestminster.co.uk, You can also contact Homeownership Westminster by using this telephone number or email address should you have any general queries.

Viewings will be commencing Saturday 5th October, Please register with Homeownership Westminster to express interest if you would like to view.

Please see below the eligibility requirements to qualify for this development:

• You must be a first time buyer or you have already sold any property you owned in the UK or abroad.
• Your household income (single or joint) is below £90,000 per year.
• You must have either 1 year of current residence or employment within Westminster.
• You should be currently in paid employment (either PAYE or self employed) and therefore able to cover rent costs.
• If you meet the criteria above, please register with Homeownership Westminster to express your interest. More information can be found on their website
• http://www.homeownershipwestminster.co.uk/

Minimum Household income for this apartment is:

Single income £73,599.17 / Joint income £64,615.05

Call 0800 7834849 or email info@homeownershipwestminster.co.uk, You can also contact Homeownership Westminster by using this telephone number or email address should you have any general queries.

Viewings will be commencing Saturday 5th October, Please register with Homeownership Westminster to express interest if you would like to view.

Please see below the eligibility requirements to qualify for this development:

• You must be a first time buyer or you have already sold any property you owned in the UK or abroad.
• Your household income (single or joint) is below £90,000 per year.
• You must have either 1 year of current residence or employment within Westminster.
• You should be currently in paid employment (either PAYE or self employed) and therefore able to cover rent costs.
• If you meet the criteria above, please register with Homeownership Westminster to express your interest. More information can be found on their website
• http://www.homeownershipwestminster.co.uk/

Minimum Household income for this apartment is:

Single income £59,030.21 / Joint income £52,188.59

A deposit of £22,500

Call 0800 7834849 or email info@homeownershipwestminster.co.uk, You can also contact Homeownership Westminster by using this telephone number or email address should you have any general queries.

Viewings will be commencing Saturday 5th October, Please register with Homeownership Westminster to express interest if you would like to view.

To qualify for one of the apartments, applicants must meet the following criteria:

• Must live or work in London Borough of Hammersmith and Fulham
• Earn a gross annual household income at the date of application which does not exceed the maximum household income threshold of £90,000
• Does not own a property in the UK or elsewhere

To be eligible to purchase a Shared Ownership home

• Your annual household income can be no more than £90,000 if the property is in London, no more than £80,000 if the property in not in London
• You should be unable to purchase a home suitable for your needs without assistance.
• You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).
• You must be a first time buyer. If you already own a home and need to move but cannot afford to, please contact us. There may be some circumstances under which you could be eligible.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

• Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
• Service Charge: covers maintenance costs for the property as a whole and communal areas
• Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Affordable housing scheme: Over-55s Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a 75% share of the home or apartment.

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Affordable housing scheme: Help to Buy equity loans (100% ownership with a 40% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.