Eligibility

· You must be at least 18 years old

· You should live or work in the London Borough of Oxford

· Outside of London your annual household income must be less than £80,000

· You cannot own another home. Shared Ownership purchasers are often first-time buyers but if you do already own another property (either in the UK or abroad), you must be in the process of selling it

· You should not be able to afford to buy a home suitable for your housing needs on the open market.

· You must show you are not in mortgage or rent arrears

· You must be able to demonstrate that you have a good credit history (no bad debts or County Court Judgements) and can afford the regular payments and costs involved in buying a home.

· You must be earning a household income of at least £49,696 per annum, with a minimum deposit of £6,000

You must be earning a household income of at least £47,372 per annum, with a minimum deposit of £12,825
Be at least 18 years old.
Priority will go to those who live or work in the Cherwell Borough Council local area
You should not be able to afford to buy a home suitable for your housing needs on the open market.

ELIGIBILITY:
To be eligible for this property you must be earning a household income of at least £34,343 with a deposit of £10,400 and live or work in the Aylesbury Vale authority area.

Who is it for?

• As long as you are over 18
• Your household income is less than £80,000
• And you don’t already own a home at the time of buying your shared ownership property

… then shared ownership could be right for you

• As long as you are over 18

• Your household income is less than £80,000

• And you don’t already own a home at the time of buying your shared ownership property

  … then shared ownership could be right for you

Please note there is a local connection requirement to Vale Of White Horse Council.

To assess your eligibility, you'll need to register with a Help to Buy agent
You can apply to buy the home if both of the following apply:

• your household income is £80,000 or less
• you cannotafford all of the deposit and mortgage payments to buy a home that
meets your needs

One of the following must also be true
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you'reforming a new household — for example,after a relationship breakdown
• you'rean existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home for your needs

If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.

As part of your application,your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Local joint income restrictions may apply, please speak to a Sales Adviser for further information.

To assess your eligibility, you'll need to register with a Help to Buy agent.

You can apply to buy the home if both of the following apply:
• your household income is £80,000 or less
• you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs

One of the following must also be true:
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you're forming a new household — for example, after a relationship breakdown
• you're an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home for your needs

If you own a home, you must have completed the sale of the home on or before the date you completed your shared ownership purchase.
As part of your application, your finances and credit history will be assessed to ensure you can afford and sustain the rental and mortgage payments.

Also, you must have a local connection to Oxfordshire District Council through either 5- years residency, work or family.

Local joint income restrictions may apply, please speak to a Sales Adviser for further information.

To assess your eligibility, you'll need to register with a Help to Buy agent
You can apply to buy the home if both of the following apply:

• your household income is £80,000 or less
• you cannotafford all of the deposit and mortgage payments to buy a home that
meets your needs

One of the following must also be true
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you'reforming a new household — for example,after a relationship breakdown
• you'rean existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home for your needs

If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.

As part of your application,your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Local joint income restrictions may apply, please speak to a Sales Adviser for further information.

To assess your eligibility, you'll need to register with a Help to Buy agent.

You can apply to buy the home if both of the following apply:
• your household income is £80,000 or less
• you cannot afford all of the deposit and mortgage payments to buy a home that meets your needs

One of the following must also be true:
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you're forming a new household — for example, after a relationship breakdown
• you're an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home for your needs

If you own a home, you must have completed the sale of the home on or before the date you completed your shared ownership purchase.
As part of your application, your finances and credit history will be assessed to ensure you can afford and sustain the rental and mortgage payments.

Also, you must have a local connection to Oxfordshire District Council through either 5- years residency, work or family.

Local joint income restrictions may apply, please speak to a Sales Adviser for further information.

To assess your eligibility, you'll need to register with a Help to Buy agent
You can apply to buy the home if both of the following apply:

• your household income is £80,000 or less
• you cannotafford all of the deposit and mortgage payments to buy a home that
meets your needs

One of the following must also be true
• you're a first-time buyer
• you used to own a home but cannot afford to buy one now
• you'reforming a new household — for example,after a relationship breakdown
• you'rean existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home for your needs

If you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.

As part of your application,your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.
Local joint income restrictions may apply, please speak to a Sales Adviser for further information.

• As long as you are over 18
• Your household income is less than £80,000
• And you don’t already own a home at the time of buying your shared ownership property

… then shared ownership could be right for you!

Some properties may be bound by local connection restrictions in order to make them affordable for local customers. We'll let you know if there are any restrictions in place when you are searching for a property.