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Shared Ownership
Access all you need to know about the country's biggest affordable homeownership scheme.

Shared Ownership is a well-established affordable homeownership product designed to help eligible buyers onto the property ladder. Buyers purchase a share of a leasehold property and rent the remaining share from a housing provider. In time, the shared owner can choose to buy more shares in their home.
Shared Ownership: What is it and how does it work?
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Properties in

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Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

Location

Radius

Type For Sale To Rent

Bedrooms

Monthly Cost

Deposit Required

Refine your Search for Properties

Scheme Type

Shared Ownership New Build Shared Ownership Resale Older Persons Shared Ownership Discount Market Sale Discount Full Ownership Shared Equity Your Home First Homes Deposit Unlock Older Person Shared Ownership Resale

Scheme Type

Intermediate Rent Rent to Save Rent to Buy London Living Rent Discount Market Rent

Property Type

House Apartment

Property Sub Type

Terraced House Semi-Detached House Detached House Bungalow End Of Terrace Town House Coach House Link House

Property Sub Type

Flat Duplex Penthouse Ground Floor Maisonette Maisonette Ground Floor Flat

Parking required?

Yes

Wheelchair accessible?

Yes

Availability

Available Under offer Coming soon

Full Market Price

Minimum Share Available (%)

Pets Allowed?

Yes

Outside Space/Garden Required?

Yes

Outside Space/Garden Required

Private Garden Private Balcony Communal Garden Communal Terrace Back Garden Enclosed Garden Front Garden Rear Garden Terrace Patio

Number of Bathrooms

484 Properties 484 Properties in Maidstone

*Premium Listings appear first in results

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484 Properties

*Premium Listings appear first in results

Available now

| 1/13

1 bedroom apartment for sale

Flat 5 Monmouth Court, Romulus Road, DA12 2SG

Gravesham

1 1 | Gravesend (0.6 miles)

Lovely 1-bedroom Apartment Available for Purchase in Gravesend!

Available

£49,500 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 30%, full price £165,000, £2,475 Min Deposit

Monthly Cost: £664
Rent £214, Service charge £174, Mortgage £276*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £2,475 £

Available now

1/9

2 bedroom apartment for sale

Johnsons Court, School Lane, Sevenoaks, Kent, TN15 0BE

Sevenoaks

2 1 | Bat & Ball (1.1 miles)

Two bedroom ground floor apartment located in Sevenoaks, Kent - Over 55'S Only.

Available

£165,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 75%, full price £220,000, £8,250 Min Deposit

Monthly Cost: £1,088
Service charge £169, Mortgage £919*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 75%

Deposit Min £8,250 £

Available now

| 1/14

2 bedroom apartment for sale

Springhead Parkway, DA11 8AD

Gravesham

2 2 | Ebbsfleet International (0.9 miles)

Springhead Parkway is a two bedroom second floor apartment, located in Northfleet, Kent.

Available

£96,250 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £275,000, £4,813 Min Deposit

Monthly Cost: £1,350
Rent £555, Service charge £259, Mortgage £536*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £4,813 £

Available now

| 1/17

2 bedroom apartment for sale

Springhead Parkway, Northfleet, Kent, DA11 8AD

Gravesham

2 1

Two Bedroom, Second Floor Apartment, located in Northfleet, Kent.

Available

£84,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £240,000, £4,200 Min Deposit

Monthly Cost: £1,127
Rent £468, Service charge £191, Mortgage £468*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £4,200 £

Available now

| 1/11

2 bedroom apartment for sale

Springhead Parkway, Northfleet, Kent, DA11 8AD

Gravesham

2 2 | Ebbsfleet International (0.8 miles)

Springhead Parkway is a two bedroom, second floor apartment located in Northfleet, Kent.

Available

£135,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £270,000, £6,750 Min Deposit

Monthly Cost: £1,399
Rent £414, Service charge £233, Mortgage £752*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £6,750 £

Available now

| 1/11

2 bedroom apartment for sale

Flat 13 Berwick Square, 2 Hillier Crescent, DA11 9GT

Gravesham

2 1 | Gravesend (0.6 miles)

2 Bedroom - 1st Floor Apartment with parking in Cable Wharf, Northfleet

Available

£84,000 Shared Ownership Resale

Share percentage 30%, full price £280,000, £8,400 Min Deposit

Monthly Cost: £1,064
Rent £515, Service charge £125, Mortgage £424*

Calculated using a representative rate of 4.59%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £8,400 £

New Listing - register today!!!!

Coming soon

1/10

4 bedroom house for sale

Cable Wharf - Northfleet | Cable Wharf, Henley Approach, DA11 9AA

Gravesham

4 2 | Gravesend (0.6 miles)

LAUNCHING MAY 2025!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Coming soon

1/9

1 bedroom apartment for sale

Cable Wharf - Northfleet | Henley Approach, DA11 9AA

Gravesham

1 1 | Gravesend (0.6 miles)

LAUNCHING MAY 2025!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Coming soon

| 1/9

2 bedroom apartment for sale

Cable Wharf - Northfleet | Henley Approach, DA11 9AA

Gravesham

2 2 | Gravesend (0.6 miles)

LAUNCHING MAY 2025!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Coming soon

1/10

4 bedroom house for sale

Cable Wharf - Northfleet | Cable Wharf, Henley Approach, DA11 9AA

Gravesham

4 2 | Gravesend (0.6 miles)

LAUNCHING MAY 2025!

Coming Soon

Pricing to be confirmed Shared Ownership New Build

Available now

| 1/2

2 bedroom apartment for sale

Cable Wharf | 10 Blondin Road, DA11 9FT

Gravesham

2 1 | Gravesend (0.7 miles)

Beautiful and spacious 2 Bedroom Home in high-demand development

Available

£86,250 Shared Ownership New Build

Share percentage 25%, full price £345,000, £4,313 Min Deposit

Monthly Cost: £1,162
Rent £593, Service charge £89, Mortgage £480*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,313 £

Available now

1/1

2 bedroom apartment for sale

Cable Wharf | 8 Blondin Road, DA11 9FT

Gravesham

2 1 | Gravesend (0.7 miles)

Beautiful and spacious 2 Bedroom Home in high-demand development

Available

£84,375 Shared Ownership New Build

Share percentage 25%, full price £337,500, £4,219 Min Deposit

Monthly Cost: £1,139
Rent £580, Service charge £89, Mortgage £470*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 25%

Deposit Min £4,219 £

Under offer

| 1/9

2 bedroom apartment for sale

Mortimer Square, DA10 1AY

Dartford

2 1

Two bedroom third floor apartment

Under Offer

£90,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 30%, full price £300,000, £4,500 Min Deposit

Monthly Cost: £1,259
Rent £569, Service charge £189, Mortgage £501*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 30%

Deposit Min £4,500 £

Available now

| 1/10

2 bedroom apartment for sale

Hildefirth Close, Weldon, Ebbsfleet Valley, Kent, DA10 1AU

Dartford

2 1 | Ebbsfleet International (0.6 miles)

Hildefirth Close is a two bedroom, first floor apartment located in Ebbsfleet Valley, Kent.

Available

£140,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £280,000, £7,000 Min Deposit

Monthly Cost: £1,379
Rent £427, Service charge £172, Mortgage £780*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £7,000 £

Available now

| 1/18

3 bedroom house for sale

Cramptons Road, TN14 5DZ

Sevenoaks

3 1 | Bat & Ball (0.3 miles)

Cramptons Road is a three bedroom, mid terraced house located in Sevenoaks.

Available

£185,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 50%, full price £370,000, £9,250 Min Deposit

Monthly Cost: £1,362
Rent £308, Service charge £24, Mortgage £1,030*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £9,250 £

Available now

1/16

2 bedroom house for sale

39 Cramptons Road, TN14 5ES

Sevenoaks

2 1 | Bat & Ball (0.1 miles)

Two bedroom, end of terrace House.

Available

£172,500 Shared Ownership Resale

Share percentage 50%, full price £345,000, £8,625 Min Deposit

Monthly Cost: £1,151
Rent £173, Service charge £17, Mortgage £961*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £8,625 £

Available now

1/11

3 bedroom house for sale

Belgrave Place | Belgrave Place, Belgrave Avenue, ME12 3UW

Swale

3 2 | Queenborough (0.9 miles)

An exciting new development of modern, stylish and great value 3 bedroom homes

Available

£170,000 Shared Ownership New Build · Eligibility Eligibility

Eligibility Info

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £100,000 (joint) per annum for homes outside of London

· You have a deposit (at least 10% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy 100% of the property now

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

· You currently occupy a shared ownership property and are looking to move.

· You have a good credit history (no bad debts or County Court Judgements or arrears) and can afford the regular payments and costs involved in buying a home.

· The shared ownership property will be your principle and only home

· Household minimum income must be above £12,000

Share percentage 50%, full price £340,000, £17,000 Min Deposit

Monthly Cost: £1,335
Rent £460, Service charge £17, Mortgage £858*

Calculated using a representative rate of 4.59%

Calculate estimated monthly costs

Share Min 50%

Deposit Min £17,000 £

Available now

1/9

2 bedroom apartment for sale

Flat 10, South Lawns, High Street, DA11 9HY

Gravesham

2 1 | Northfleet - Cooper Arms (0.4 miles)

Two-Bedroom Apartment in Northfleet now available on Shared Ownership

Available

£88,000 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

You may be eligible for this property if:

You have a gross household income of no more than £80,000 per annum.
You are unable to purchase a suitable home to meet your housing needs on the open market.
You do not already own a home or you will have sold your current home before you purchase or rent.

Share percentage 40%, full price £220,000, £4,400 Min Deposit

Monthly Cost: £990
Rent £330, Service charge £170, Mortgage £490*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £4,400 £

Available now

| 1/12

1 bedroom apartment for sale

Quinton Court, 100 London Road, TN13 1FH

Sevenoaks

1 1 | Sevenoaks (0.3 miles)

One bedroom, first floor, apartment

Available

£127,750 Shared Ownership Resale · Eligibility Eligibility

Eligibility Info

Priority will be offered to MOD personnel.

Share percentage 35%, full price £365,000, £6,388 Min Deposit

Monthly Cost: £1,539
Rent £657, Service charge £170, Mortgage £712*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 35%

Deposit Min £6,388 £

Under offer

1/9

2 bedroom apartment for sale

***UNDER OFFER*** 8 Norman Court, Campion Square, TN14 5AA

Sevenoaks

2 2 | Sevenoaks (0.2 miles)

This two bedroom apartment is located on the first floor.

Under Offer

£140,000 Shared Ownership Resale

Share percentage 40%, full price £350,000, £7,000 Min Deposit

Monthly Cost: £1,486
Rent £562, Service charge £144, Mortgage £780*

Calculated using a representative rate of 5.03%

Calculate estimated monthly costs

Share Min 40%

Deposit Min £7,000 £

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Featured Developers

The biggest names in Shared Ownership and first time buyers list their homes on Share to Buy. Check out more info about our Featured Developers below

LWC Sales and Lettings Limited

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Sage Homes

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Wandle New Homes

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Shared Ownership Resale

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Intermediate Rent

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Rent to Save

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Older Persons Shared Ownership

Affordable housing scheme: Older Persons Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

Your Home

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Discount Market Sale

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Help to Buy

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Shared Equity

Affordable housing scheme: Shared equity (100% ownership with a 50% – 75 % equity loan).

Buy a new home on an approved new build development with assistance from the housing provider in the form of an equity loan. The equity loan is interest and rent free.

Discount Full Ownership

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

London Help to Buy

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.

London Living Rent

London Living Rent is a type of affordable housing for middle-income Londoners. These homes offer lower rents, with the saving on the rent aimed to help you ave towards a deposit for your own home.

First Homes

First Homes is a scheme designed to help local first time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price. In some areas the discount could be as high as 50%.

Deposit Unlock

Deposit Unlock is a private scheme that allows you to buy a new-build home from participating home builders with just a 5% deposit. It’s been developed by the Home Builders Federation, with lenders and the house building industry.

Discount Market Rent

Affordable housing scheme: Discount Market Rent (pay a discounted rent)

Rent to Buy

Affordable housing scheme: Rent to Buy (pay a discounted rent).

Rent to Buy is designed to enable aspiring home-owners to rent a new-build home on an Intermediate Rent basis. The home will be let at up to 80% of the equivalent market rent, with a fixed rate of inflation, designed to help you save throughout the period of your tenancy.

Older Person Shared Ownership Resale

Affordable housing scheme: Older Persons Shared Ownership
For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a share of 10-75% of the home or apartment.

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Shared Ownership

Shared Ownership: What is it and how does it work?
Shared Ownership: Eligibility and prioritisation
Shared Ownership: Costs and affordability
New Shared Ownership model
Step by step guide to buying a Shared Ownership home
Shared Ownership myth busting
Shared Ownership pros and cons
Shared Ownership: Buying shares and selling

Guides

Buyer checklist
How to start your property search
Choosing a new-build or resale home
Information about leasehold homes
Rent to Buy
Deposit Unlock
Own New Rate Reducer
Discount Market Sale
London Living Rent
Intermediate Rent
First Homes scheme
Discount Full Ownership
Older Persons Shared Ownership

Buyer Tools

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Buyers FAQs

Expert Help

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