You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• Youcan demonstrate a local connection to the Mid Sussex District.
• You are eligible for the shared ownership scheme and are registered with Help to Buy.

This home is available to local first time buyers registered with the local Help to Buy agent.  Priority will be given to MOD personnel and those already living and/or
working in Mid-Sussex. Applicants on a lower income but who have a larger deposit will also be considered.

Clarion is proud to present Mill Straight; a collection of attractive new homes available for Shared Ownership in Southwater, West Sussex.

• Private allocated parking.
• Within easy reach of Southwater high-street and Christ’s Hospital station ( (with direct links to Horsham, Gatwick Airport and London Victoria).
• Contemporary fitted kitchens.
• Stylish white bathroom suites.
• Quality internal finishes, including a selection of modern appliances, fittings and flooring.
• Neutrally decorated to allow you to create your perfect interior.
• Covered by a reputable building warranty for peace of mind.
• Off-plan reservations are now available - final home remaining!

For further information or to register your interest, please contact the Customer Service Team – Sales on:

T:020 7378 5638

Please note:

All images displayed throughout are examples of previous Clarion developments and are not indicative of the specification at this development and may not correspond exactly to the available properties described.

Clarion Housing Group is a charitable housing association.With over 100 years’ experience of developing and selling new homes, we combine award-winning, well-designed properties with excellent pre-sale and aftercare services. Developing new private and Shared Ownership homes, we provide options for a range of customers at varying price points. Clarion Housing Group owns and manages 125,000 homes across 176 local authorities, and is the largest housing association in the UK.

Shared Ownership is an excellent way for people to take their first step onto the property ladder. You buy a share of between 25% and 75% of the property’s value and pay a subsidised rent on the remaining share. A key advantage is that, as part-owner, you have a security of tenure that renting cannot offer. Over time, you can buy more of the property until you own 100%. You will need a small deposit at the outset – generally a minimum of 5% of your share, subject to conditions – and you will need to raise a mortgage on the rest of the sum required.

Am I eligible?

• You must be at least 18 years old.
• You must have a 2 year live or work connection to the Horsham borough.
• You cannot afford to buy a home suitable for your needs on the open market. You will need sufficient savings for a mortgage deposit and a clean credit history to qualify for a mortgage.
• Your annual household income must be less than £80,000.
• You must be a first time buyer or existing shared owner. If you already own a home, you need to move but you cannot afford to, then please discuss your situation with us. There are some circumstances under which you could be eligible.
• Other development-specific criteria may apply. Please speak to the appointed Sales Executive for further information.

In accordance with Consumer Protection from Unfair Trading Regulations 2008, these details and images have been prepared with due care, however the information contained therein is intended as a preliminary guide only.

Your home is at risk if you do not keep up repayments on a mortgage, rent or other loans secured on it. The market value of your home can go down as well as up.

Floor plans, dimensions and distances are provided as approximate measurements only. Dimensions and floor plans are for guidance and are not intended to be used to calculate carpet sizes, appliance space, or items of furniture. Photographs may show only certain aspects as the time when they were taken, and you should rely upon actual inspection. No assumption should be made in respect of parts of the property not shown in photographs.

Total areas are provided as gross internal areas and are subject to variance. Reference to appliances and/or services does not imply that they are in working order or tested.

Our homes are allocated to those in line with government priorities. Top priority is given to qualifying Armed Forces personnel. Unless any other priority agreements are in place, homes will be allocated on a first come first basis. Further details of our Selection and Allocation policy are available on request. When we process applications we are obliged to follow a priority based allocation process. We have information available on request regarding our priority system, and HCA or GLA guidelines are available online.

Reservations are subject to a £300 reservation payment, which will be taken once eligibility and affordability are preliminarily confirmed. We reserve the right to review the property prices quoted until the reservation payment has been taken. Once the payment is taken, we will complete a full and thorough assessment to verify your affordability and eligibility, via an appointed Specialist Mortgage Broker. Up until this assessment is complete we reserve the right to allow your application to proceed. After the full assessment is completed, your reservation payment is non-refundable once your application is accepted

The information provided does not constitute or form part of an offer or contract, and provides a general outline for the guidance of intending purchasers or lessees, and does not constitute in whole or in part an offer or a Contract. No statement in these particulars is to be relied upon as a statement or representation of fact. Reasonable endeavours have been made to ensure that the information given in these particulars is correct, but any intending purchaser or lessee should satisfy themselves by inspection and surveys, and your solicitor by searches and enquiries as to the correctness of each statement.

Neither Southern Home Ownership nor anyone in its employment or acting on its behalf has authority to make any representation or warranty in relation to this property.

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

This home is available to local first time buyers registered with the local Help to Buy agent.  Priority will be given to MOD personnel and those already living and/or
working in Mid-Sussex. Applicants on a lower income but who have a larger deposit will also be considered.

You may be eligible for this property if:

• Live or work in Hurstpierpoint
• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• Minimum Household income £47,500
• 10% deposit £15,600

You may be eligible for this property if:

• Live or work in Hurstpierpoint
• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• Minimum Household Income £39,000
• 10% deposit £13,200

*Please note it is a requirement of the scheme to have a direct local connection to Horsham by either living/working or immediate family living in the District.

*Please note it is a requirement of the scheme to have a direct local connection to Horsham by either living/working or immediate family living in the District.

Am I eligible for shared ownership?

To be eligible to purchase a shared ownership property, you must:

• have a combined household income under £80,000 (outside of London)
• not own a property, or part of a property, at the time of completing on your purchase
• have a good credit history
• be unable to purchase a suitable home to meet your housing needs on the open market
• be registered with your local Help to Buy agent

Some advantages of shared ownership:

• You'll own part of your home, rather than paying rent with no return
• Your monthly mortgage and rent can work out much cheaper than buying outright and often less than private renting
• You can buy more shares in your home at a later date
• You only buy what you can afford so you don't overstretch yourself financially

Is it affordable for you?

When you apply for Weald Living Shared Ownership, our mortgage broker Metro Finance will ask for detailed information about your income and financial commitments. Weald Living will perform checks to ensure you can afford to purchase and sustain the housing costs before offering you a home.

In general, you will need approximately £3,000 to cover the costs of purchasing a home. These costs cover things like; the reservation fee, mortgage valuation fee, mortgage arrangement fees, solicitor fees, removal costs and utility connection charges.

Household income requirements will differ from development to development, in line with factors such as current house prices, the share for sale, and your mortgage deposit. To purchase one of our shared ownership homes, you normally need a deposit of between 10 and 15% of the value of the share you are purchasing.

Am I eligible for shared ownership?

To be eligible to purchase a shared ownership property, you must:

• have a combined household income under £80,000 (outside of London)
• not own a property, or part of a property, at the time of completing on your purchase
• have a good credit history
• be unable to purchase a suitable home to meet your housing needs on the open market
• be registered with your local Help to Buy agent
  

Some advantages of shared ownership:

• You'll own part of your home, rather than paying rent with no return
• Your monthly mortgage and rent can work out much cheaper than buying outright and often less than private renting
• You can buy more shares in your home at a later date
• You only buy what you can afford so you don't overstretch yourself financially
  

Is it affordable for you?

When you apply for Weald Living Shared Ownership, our mortgage broker Metro Finance will ask for detailed information about your income and financial commitments. Weald Living will perform checks to ensure you can afford to purchase and sustain the housing costs before offering you a home.

In general, you will need approximately £3,000 to cover the costs of purchasing a home. These costs cover things like; the reservation fee, mortgage valuation fee, mortgage arrangement fees, solicitor fees, removal costs and utility connection charges.

Household income requirements will differ from development to development, in line with factors such as current house prices, the share for sale, and your mortgage deposit. To purchase one of our shared ownership homes, you normally need a deposit of between 10 and 15% of the value of the share you are purchasing.

Am I eligible for shared ownership?

To be eligible to purchase a shared ownership property, you must:

• have a combined household income under £80,000 (outside of London)
• not own a property, or part of a property, at the time of completing on your purchase
• have a good credit history
• be unable to purchase a suitable home to meet your housing needs on the open market
• be registered with your local Help to Buy agent
   

Some advantages of shared ownership:

• You'll own part of your home, rather than paying rent with no return
• Your monthly mortgage and rent can work out much cheaper than buying outright and often less than private renting
• You can buy more shares in your home at a later date
• You only buy what you can afford so you don't overstretch yourself financially
   

Is it affordable for you?

When you apply for Weald Living Shared Ownership, our mortgage broker Metro Finance will ask for detailed information about your income and financial commitments. Weald Living will perform checks to ensure you can afford to purchase and sustain the housing costs before offering you a home.

In general, you will need approximately £3,000 to cover the costs of purchasing a home. These costs cover things like; the reservation fee, mortgage valuation fee, mortgage arrangement fees, solicitor fees, removal costs and utility connection charges.

Household income requirements will differ from development to development, in line with factors such as current house prices, the share for sale, and your mortgage deposit. To purchase one of our shared ownership homes, you normally need a deposit of between 10 and 15% of the value of the share you are purchasing.

Am I eligible for shared ownership?

To be eligible to purchase a shared ownership property, you must:

• have a combined household income under £80,000 (outside of London)
• not own a property, or part of a property, at the time of completing on your purchase
• have a good credit history
• be unable to purchase a suitable home to meet your housing needs on the open market
• be registered with your local Help to Buy agent
   

Some advantages of shared ownership:

• You'll own part of your home, rather than paying rent with no return
• Your monthly mortgage and rent can work out much cheaper than buying outright and often less than private renting
• You can buy more shares in your home at a later date
• You only buy what you can afford so you don't overstretch yourself financially
   

Is it affordable for you?

When you apply for Weald Living Shared Ownership, our mortgage broker Metro Finance will ask for detailed information about your income and financial commitments. Weald Living will perform checks to ensure you can afford to purchase and sustain the housing costs before offering you a home.

In general, you will need approximately £3,000 to cover the costs of purchasing a home. These costs cover things like; the reservation fee, mortgage valuation fee, mortgage arrangement fees, solicitor fees, removal costs and utility connection charges.

Household income requirements will differ from development to development, in line with factors such as current house prices, the share for sale, and your mortgage deposit. To purchase one of our shared ownership homes, you normally need a deposit of between 10 and 15% of the value of the share you are purchasing.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• You have an income greater than £ 36,000
• Your deposit amount is greater than £ 9,800

To be eligible to purchase a Shared Ownership home

• Your annual household income can be no more than £90,000
• You should be unable to purchase a home suitable for your needs without assistance.
• You must not have any outstanding credit issues (i.e. unsatisfied defaults or county court judgments).
• You must be a first time buyer. If you already own a home and need to move but cannot afford to, please contact us. There may be some circumstances under which you could be eligible.

The ‘Estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together:

• Rent: this is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes)
• Service Charge: covers maintenance costs for the property as a whole and communal areas
• Mortgage: Share to Buy ltd are specialist Shared Ownership mortgage brokers and we use a database of daily updated mortgage rates to work out the lowest rate available for the deposit amount shown, and then generate an estimated monthly payment on a 25 year capital repayment basis.

NB: this mortgage estimate is not confirmation that you can obtain a mortgage and you will also need to satisfy the requirements of the relevant mortgage lender. Nor is this a guarantee that in practice you would be able to apply for such a rate, and nor is this a recommendation that the rate used would be the best product for you.

Shared Ownership Resales: Also known as part buy part rent on second hand homes, with this affordable home ownership scheme you purchase a share of the property and rent the remainder from the housing provider.

Shared Ownership New Build: Also known as part buy part rent, with this affordable home ownership scheme you purchase a share of a brand new property and rent the remainder from the housing provider. The price shows the minimum share available, and the size of the share you purchase will depend on what you can afford.

Affordable housing scheme: Intermediate Rent (pay a discounted rent)

Affordable housing scheme: Rent to Save (pay a discounted rent).

Rent to save is designed to enable aspiring home-owners to move into the home they have chosen, even if they have not yet been able to save a sufficient mortgage deposit. As the rent will be at a lower than market rate, you will be able to save throughout the period of your tenancy.

Affordable housing scheme: Over-55s Shared Ownership

For people aged 55 or over who are otherwise unable to afford to buy a home suitable to their needs. The scheme is similar to Shared Ownership and enables you to buy a 75% share of the home or apartment.

Affordable housing scheme: Your Home

Turn any freehold property into part-buy-part-rent with Your Home. You simply need 10% cash deposit on the full purchase price, there’s no need for a mortgage and you can buy more or move at any time plus added benefits. To find out more contact Heylo via the property page

Affordable housing scheme: Discount Market Sale

Discount Market Sale (DMS) is a low cost home ownership product where a new build property is purchased at a discounted price. This discount is usually around 20% and the scheme is to help low and middle earners get onto the property ladder.

Affordable housing scheme: Help to Buy equity loans (100% ownership but with a 20% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Affordable housing scheme: Help to Buy equity loans (100% ownership with a 40% equity loan)

Buy a new home on an approved new build development with assistance from the Government in the form of an equity loan. The equity loan is interest free for the first five years.

Affordable housing scheme: Discount Full Ownership (100% ownership at a discount)

Affordable Housing Scheme: London Help to Buy equity loan (100% ownership with up to 40% loan)

Borrow up to 40% of the purchase price from the Government with the London Help to Buy scheme. You would only need a 5% deposit and your mortgage would make up the rest.