Shared Ownership Mortgages

Shared ownership mortgages – including 90% and 95%

At Share to buy, we can arrange a Shared Ownership mortgage for you and have access to a wide range of Shared Ownership mortgage lenders covering part buy part rent and the various homebuy schemes, including shared equity. This includes 90% and 95% shared ownership mortgage products best buy mortgages not available through most other channels and in special cases can even offer a 100% shared ownership mortgage option. We can also arrange open market mortgages including our Britannia exclusive for graduates and joint mortgages for friends or family. If you have found a property we strongly suggest that you submit an agreement in principle application or use the urgent enquiry facility so that we can help you as soon as possible.

Your options

• Shared ownership mortgage calculator: a basic estimate of what you might be able to borrow with a shared ownership mortgage scheme and how much it might cost.
• Shared ownership agreement in principle: if you are viewing specific shared ownership properties, or in particular, if you have been offered one by a housing association, then you should submit an agreement in principle application. If you are successful in receiving an agreement in principle, and subsequently have an offer accepted on a shared ownership home, you can then log back in to your application to submit the full property details.
• Staircasing and shared ownership remortgages: click here if you are looking to staircase (i.e. buy more shares in your existing shared ownership property) or remortgage your existing shared ownership deal – or both. If you want to staircase to buy 100% of your property, this is usually straightforward and because we are whole of the market brokers, in this situation we can usually offer you a very broad choice of products beyond the usual shared ownership providers (depending on your circumstances).
• Shared ownership solicitors: click here for information on solicitors with experience of shared ownership mortgages.

About Share to buy ltd – making housing affordable

Share to buy is dedicated to making affordable housing truly accessible online. At sharetobuy.com you can find affordable homes for sale and information on how to buy them. All the shared ownership properties we display come with a special budget tool to show you the potential monthly cost and required deposit. We also have an in-house mortgage team with huge experience in arranging mortgages for shared ownership including part buy part rent and shared equity, as well as joint mortgages for friends and family members. Finally, we are proud to offer our exclusive open market fee-free joint mortgages from Britannia. For all mortgages we arrange, we donate £10 towards helping homeless people. Register below to be kept up to date on our services, or explore our site using the Tools box beneath.

Shared Ownership Case Studies

Shared ownership in Northampton

Shared ownership in Islington, London