Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, CONTACT OUR MORTGAGE TEAM to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
If you are just starting out and want to research your borrowing and mortgage cost potential, we have a simple Mortgage Affordability Calculator for you to use.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
31st December 2016
For those looking for Shared Ownership homes in the south of England, we've had more recent additions which may be of interest.
Click the following link to read on and see these new Shared Ownership houses and apartments which were added to our website in late December. Read on
Click here to begin your search for a shared ownership property in any area.
5th December 2016
While you are looking for a suitable property and going to viewings, there is one task that you can sensibly start, so that when you have been offered a property, your mortgage application is not delayed. All mortgage applications will require that you provide documents as part of the process so start getting your documentation ready.
7th November 2016
We've teamed up with WhatHouse? to bring you Your Guide to Shared Ownership. Inside you’ll find all you need to know about the scheme: whether you are eligible, the process of finding and purchasing a Shared Ownership property, the pros and cons of Shared Ownership and much, much more.
20th October 2016
Read our latest blog from our Mortgage Expert Stephen Dwelley. In this blog Stephen answers the frequenlty asked questions from first time buyers trying understand how much they can borrow for a mortgage and what is affordable.
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.