Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, CONTACT OUR MORTGAGE TEAM to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
If you are just starting out and want to research your borrowing and mortgage cost potential, we have a simple Mortgage Affordability Calculator for you to use.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
19th June 2016
“Buying through this scheme was a life saver for me and the only way that I was able to buy my own home in the location I wanted. Shared Ownership definitely gives people more of a chance to own their own property. I was able to put down what was comfortable for me financially and my outgoings are now really reasonable - unlike renting where I was paying such a high rent and the home wasn’t even mine.”
14th June 2016
New to the website and coming soon to the South and Southeast of England are some lovely shared ownership apartments in Berkshire, shared ownership houses in Worthing, and shared ownership houses in Kent.
The Chilham development boasts 3 bed houses in Canterbury, CT4 to part-buy part-rent, launching this month so show your interest as soon as possible! A selection of 2 bed houses for shared ownership in Worthing, BN13 and also 3 bed houses in Worthing, the Barley Grange newbuild development is coming soon. Also launching soon, the Cardew Court development has 1 bed apartments for shared ownership and 2 bed apartments in Berkshire, RG12 available under the part rent, part buy scheme. These new homes will be announcing pricing in the coming weeks so why not show your interest and potentially take your first step onto the housing ladder.
Click here to begin your search for a shared ownership property.
10th June 2016
"Having a new build apartment is so appealing; I prefer them to some of the older Victorian flats that you find around here. I also feel that a new build home is made to such a high standard that the worry of maintenance costs is taken away – plus, I can move in straight away." Keith, 32, recently moved into a brand new apartment at Peabody's flagship Merchant Walk development. Read his story here.
10th June 2016
New properties available for Shared Ownership in Kent have been uploaded to our affordable homes property portal in the last week. The Sackville Court development of part-rent part-buy apartments in Kent, TN14 are available now, Click this link to show your interest in the 1 bed apartments in Sevenoaks. The Harrison Court development of 1 bed apartments for shared ownership in Kent, TN14 is available now. Click the link to show your interest, and potentially you could part buy this 1 bed apartment in Sevenoaks.
Click here to begin your search for a shared ownership property in Kent or any area.
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.