Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, CONTACT OUR MORTGAGE TEAM to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
If you are just starting out and want to research your borrowing and mortgage cost potential, we have a simple Mortgage Affordability Calculator for you to use.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
26th July 2016
Coming soon, a stunning new development of Shared Ownership houses in Wokingham within a charming village setting. These Shared Ownership Houses in Wokingham, RG41 include generous gardens and parking. If you would like a chance to potentially part-buy a house in Berkshire, follow these links to see details of the 2 bedroom house in Wokingham, and the 3 bedroom house for shared ownership in Wokingham.
Click here to begin your search for a shared ownership property in Berkshire or any area.
14th July 2016
Our latest Guest Blog comes from WhatHouse? with a host of tips for first time buyers.
8th July 2016
“Help to Buy enabled us to buy a property with a better specification. We already had a reasonable deposit but without Help to Buy on top, we probably would have got a much smaller flat on the outskirts of London. Overall, Help to Buy allowed us to get a higher quality property, in a better location.”
1st July 2016
This week we've had 2 newbuild developments of Shared Ownership homes in Surrey and Shared ownership homes in West Sussex, added to our property portal.
The Bleriot Gate development of houses to part-rent part-buy in Surrey KT15, is coming soon with 2 and 3 bed houses. The 2 bed shared ownership house in Surrey is available for enquiries now, and click here to find the three bedroom house to part-buy in Addlestone so register your interest to be notified about the SO Development launch.
Those looking for shared ownership properties in West Sussex could show their interest in the Woodland Place development of 2 & 3 bed houses. Prices are to be confirmed for these 2 bed houses in Billinghurst & 3 bed houses in West Sussex, RH14.
Click here to begin your search for a shared ownership property.
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.