Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, CONTACT OUR MORTGAGE TEAM to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
If you are just starting out and want to research your borrowing and mortgage cost potential, we have a simple Mortgage Affordability Calculator for you to use.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
16th September 2016
WHAT IS SHARED OWNERSHIP?
NATIONAL CAMPAIGN DISPELS MYTHS SURROUNDING AFFORDABLE HOUSING PRODUCT
Confused by shared ownership? Think it’s just for key workers? Or just for first time buyers? Think again. A week-long national campaign is returning for its fourth year to raise awareness of the more affordable alternative home ownership product, starting on Thursday 15th September, to help homebuyers understand how they could be eligible to secure a property with this pioneering scheme. Read on
15th September 2016
Buying Shared Ownership was stress-free
With buying a house on the list as one of the most stressful things to do in life, purchasing through Shared Ownership has been relatively stress-free and easy for 27-year-old Claire Harvey. Read on
14th September 2016
Our latest guest blog comes from Lucy Chitty, Regional Director of Sales at leading housing provider L&Q. Lucy takes you through the some of the advantages of buying a Shared Ownership home, helping you belong in London.
13th September 2016
A New Home of Your Own?
Are you looking to purchase a new home in London and are struggling to find a large enough deposit? Then come along to the London Home Show. The Help to Buy London Team will be there to offer advice on the equity loan scheme.
We are the Government appointed Help to Buy agent for Equity Loans in London, and can help to guide you through the process.
Click here to read more about Who Can Benefit from Help to Buy?
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.