Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, contact our mortgage team to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- If you are just starting out and want to research your borrowing and mortgage cost potential, we offer a shared ownership mortgage calculator on our facebook page.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
- For our exclusive open market graduate mortgages with a 10% deposit click here.
3rd February 2016
London Mayor Boris Johnson has just announced the capital's first boiler replacement scheme. The London Boiler Cashback Scheme – launched on 2 February 2016 - is providing 6,500 of the capital's home owners and accredited private landlords each with £400 cashback when they replace an old, inefficient boiler.
1st February 2016
To reflect the current property prices in London, from 1 February 2016 the Government is increasing the Help to Buy: Equity Loan scheme’s upper loan limit from 20% to 40% for buyers in all London boroughs.
27th January 2016
On our Shared Ownership property website you can find some beautiful shared ownership homes in Buckinghamshire, some are new-build and some are 2nd hand shared ownership homes, known as 'resale' properties. This modern development of 2 & 3 bed shared ownerhsip houses in Milton Keynes, MK3 are available on a 50/50 share basis, while this brand new development of 2 bed part-buy houses in Aylesbury, HP18 are available to part-buy at 40% minimum share. Shared ownership resales are available to part buy, such as this 1 bed apartment resale in Milton Keynes, MK2, or this shared ownership 2 bed house resale in Milton Keynes, MK4 available on a 50/50 share basis.
Click here to begin your search for a shared ownership property in Buckinghamshire or any area.
26th January 2016
The London Home Show Spring 2016, sponsored by the Mayor of London, takes place on the 19th of March. If you're a first time buyer looking for help to get on the property ladder then join us at the Queen Elizabeth II Centre, Westminster.
There will be a great line up of exhibitors available on the day, including our sponsors Barclays, L&Q, Countryside, Barratt London, Southern Home Ownership, Fabrica, Help to Buy London.
It's FREE to attend - click the link below for more information and to register for a ticket click here.
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.