Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, contact our mortgage team to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- If you are just starting out and want to research your borrowing and mortgage cost potential, we offer a shared ownership mortgage calculator on our facebook page.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
- For our exclusive open market graduate mortgages with a 10% deposit click here.
6th July 2015
The latest Guest Blog from Humphreys & Co. Solicitors looks at the new rules around Pre-emption Provisions which have made it easier to sell for shared ownership lease holders who have staircased to 100%.
29th June 2015
Our latest Guest Blog come from Vikki Baines, Account Manager - Open Market Shared Ownership, Moat. Vikki takes a look at the beginning of the shared ownership journey - the things to consider and where to look for properties.
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.