Shared Ownership Mortgages
Compare shared ownership mortgages – including 5% deposit options
Share to Buy has huge experience of arranging mortgages for shared ownership. If you have had an offer accepted on a property, or are staircasing and need a mortgage today, contact our mortgage team to request a priority call back.
Alternatively, you can compare shared ownership mortgages online using our dedicated comparison site, and then apply online for an agreement in principle from our mortgage team.
We should stress that although we are primarily online based, enabling us to offer a service across the UK, our mortgage team consists of experienced brokers – not robots – and for all mortgages we arrange we donate £10 to a homelessness charity.
- To log in to an existing application click here.
- If you are just starting out and want to research your borrowing and mortgage cost potential, we offer a shared ownership mortgage calculator on our facebook page.
- For shared ownership remortgages, including staircasing (buying more shares), click here.
- For our exclusive open market graduate mortgages with a 10% deposit click here.
5th October 2015
Shared Ownership Week is the largest event of its kind and will provide information to first time buyers on how shared ownership can help them purchase a brand new home that they could not afford to buy outright. The aim of the campaign is to give confidence to first time buyers, clear up any questions they might have and reassure them that it is possible to take that first step onto the property ladder.
24th September 2015
Our latest guest blog comes from Aldwyck - London's Help to Buy agents and sponsors of the London Home Show Autumn 2015
"We are the Government appointed Help to Buy agent for Equity Loans in London, and can help to guide you through the process"
23rd September 2015
Our latest Guest Blog comes from Steve Hicks, Managing Director of Genie. Genie are exhibiting at our London Home Show on the 26th September.
"Here at Genie we believe now is the time for innovation and work is underway to deliver 2,000 new Genie homes in the capital over the next ten years. The homes will be available without the need for a mortgage or deposit and delivered with the assistance of a 10 year repayable loan from the Greater London Authority who have recognised Genie’s potential to revolutionise the housing market."
22nd September 2015
Our latest guest blog come from Lucy Chitty, Assistant Director of Sales at leading housing provider L&Q.
Lucy takes you through the 7 steps to go through once you've found a property you interested up to completing and being handed the keys to your first home.
What mortgages do Share to Buy have access to?
Share to Buy have access to shared ownership mortgages from across the market, including products you may not find through other channels.
How much deposit do I need?
You can usually purchase a shared ownership or Firstbuy/Shared equity home with a deposit of 5% but restrictions may apply depending on the specific property and your circumstances.
What fees do you charge?
Please read our Initial Disclosure Document confirming our fees and services.
What if I have adverse credit?
Unfortunately, it is very difficult to obtain any kind of mortgage in the current market if you have bad credit history on your credit file.