3 bedroom house for sale
Harfleet Gardens, Nightingale View, Ashford Road, CT3 2AX
Share percentage 50%, full price £379,995, £9,500 Min Deposit.
Share percentage 50%, full price £379,995, £9,500 Min Deposit.
Monthly Cost: £1,563
Rent £435,
Service charge £45,
Mortgage £1,083*
Calculated using a representative rate of 5.26%
Calculate estimated monthly costs
You are eligible to purchase a Home Reach property in England or Wales if:
· Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)
· You have a deposit (at least 5% of the share value)
· You are a first-time buyer or used to own a home, but cannot afford to buy outright now
· The shared ownership property will be your principle and only home
· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.
· Household minimum income must be above £58,572
Summary
3-bed homes available in Ash, Kent for 50% shares with Home Reach
Description
A traditional, smart looking home, The Cypress has impressive kerbside appeal. The large hall is a real feature welcoming you into your home. The downstairs living spaces are filled with light, creating the perfect space to enjoy time with family or entertain guests and with three bedrooms, ensuite to bedroom one and ample storage space, this is a home that will suit many different lifestyles.
*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*
**Prices vary across plots, please speak to a sales advisor for more information**
Service charge outlined on this portal is heylo’s monthly lease management fee and if applicable, includes an estimated monthly buildings insurance charge. Additional Estate and Service charge fees may apply and are available directly from the sales team on site.
Please note that this home sits within a Designated Protected Area and is subject to a DPA lease. This means that while the Shared Owner may staircase to 100% ownership, the property remains a leasehold property and at such time that the Shared Owner wishes to sell the property, Heylo Housing shall resell it to another eligible buyer, meaning the home remains available and affordable to local people.
Key Features
- **ALL FLOORING INCLUDED**
- 2 Parking spaces
- Open plan kitchen/diner
- Separate living area
- Downstairs W.C
- Built-in storage
- Utility area
- Ensuite to the master
- Rear garden
- Standard fitted kitchen
- Indesit hob with built-in under oven, stainless steel splashback and curved glass chimney hood
- Ideal Standard contemporary white Concept Air sanitaryware suite
- PVCu double glazing
- Gas central heating
- Landscaped front gardens
- Smoke alarm is included
- Carbon monoxide alarm is included
Particulars
Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: New build - Council tax band to be determined
Property Downloads
Key Information DocumentMap
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 50%, full price £379,995, £9,500 Min Deposit. Calculated using a representative rate of 5.26%
