5 bedroom house for sale
9 Rogerson Avenue, PR4 2ES
Share percentage 35%, full price £390,000, £6,825 Min Deposit.
Share percentage 35%, full price £390,000, £6,825 Min Deposit.
Monthly Cost: £1,433
Rent £655,
Mortgage £778*
Calculated using a representative rate of 5.26%
Calculate estimated monthly costs
The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
- Not own another property in the UK or any other country.
- Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
- Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
- Be in full time permanent employment.
- Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.
- Have a good credit history.
Summary
Stunning 5-bed family home in Kirkham, Lancashire
Description
Welcome to the Spinnings, this executive5 bedroom detached property is located on the highly sought after Barratt Homes.It's in a lovely rural spot with lots of countryside nearby. It also has easy access to the M55 which is great for getting to work. If you have a little one, there's a good choice of local primary schools. And Carr Hill High School and Sixth Form is close-by, ideal for growing families.
An exceptional five bedroom detached home with a large family kitchen and dining room with French doors opening out to the rear garden.Downstairs also offers a well proportioned bay fronted lounge, a utility room & ground floor toilet.
The first floor has five bedrooms, four of which are good size double bedrooms. It has a mainbedroom with ensuite shower room. The 2nd bedroom also has an ensuite shower room. Thefamily bathroom has a 3 piece suite.Externally there is a driveway and a single garage. The rear garden is mainly laid to lawn and is fully enclosed.
*Information is correct to the best of our knowledge, please speak to the estate agent for more information*
Key Features
- Detached 5-bedroom home
- Open plan kitchen/dining/breakfast room
- Separate utility area
- Downstairs WC
- Garage
- Ensuite to two bedrooms
- Built-in storage
- EPC RATING B
- Tenure:Leasehold (125 years from 31/10/2019)
- Share Available:35% (£136,500)
- Shared Ownership Rent:£654.50 per month (subject to annual review)
- Lease Management Fee:£24.95 per month (subject to annual review)
- Buildings Insurance:£13.97 per month (subject to annual review)
- Council Tax:Band F, Fylde Borough Council
Particulars
Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: F
Property Downloads
Key Information Document Floor PlanMap
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 35%, full price £390,000, £6,825 Min Deposit. Calculated using a representative rate of 5.26%