2 bedroom house for sale

Available

14 Gooseberry Grove, DE3 9NZ

£138,000 · Shared Ownership Resale

Share percentage 60%, full price £230,000, £13,800 Min Deposit.

Available
2 bedrooms
1 Bathroom
Private Garden
Parking
£138,000 Shared Ownership Resale

Share percentage 60%, full price £230,000, £13,800 Min Deposit.

Monthly Cost: £948
Rent £196, Service charge £52, Mortgage £700*

Calculated using a representative rate of 4.64%

Calculate estimated monthly costs

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Summary

Delightful 2-bedroom, end-of-terrace house located in the charming village of Mickleover, Derby, Derbyshire.

Description

Welcome to this delightful 2-bedroom, end-of-terrace house located in the charming village of Mickleover, Derby, Derbyshire. This property presents an excellent opportunity for shared ownership, offering an affordable path to homeownership.

This two bedroom property provides bright, airy, and contemporary accommodation. This location offers a peaceful and family-friendly environment while being within convenient reach of essential amenities, schools, parks, and public transport options.

This property is neutrally decorated throughout. As you enter the property you step into a naturally bright hallway with access to the cosy living area and through to the beautiful kitchen/diner area. The kitchen has white cabinets, a contemporary sleek countertop and has integrated oven and hob.

Leading from the kitchen there is a good-sized enclosed garden which has a patio area and lawn. Ideal for outside entertaining or relaxing

Upstairs you'll find two comfortable bedrooms, the master room has inbuilt fitted cupboards. The bedrooms face to the front and rear of the property, both allowing for natural light. The property is finished with a well-appointed stylish bathroom, complete with a bath tub and shower and window for natural light.

To the front of the property there is a private tandem driveway with space for two vehicles.

Located in the large suburban village of Mickleover, Derby, this house provides a peaceful and welcoming community atmosphere. Enjoy easy access to local amenities, including shops, schools, and recreational facilities, enhancing your daily convenience and lifestyle.

With the opportunity for shared ownership, this property is an excellent stepping stone onto the property ladder. Don't miss out on owning this lovely 2-bedroom house in Mickleover, Derby. Contact us today to arrange a viewing and discover the potential of making this house your home.

AFFORDIBILITY

Full Market Value: £230,000

Current Share: 60% = £138,000

Monthly Rent Based on the remaining 40% Share = £196.16

Monthly Service Charge: £52.37

Lease term remaining: 125 years from 2022

EPC Rating: B

Council Tax Band: B

ELIGIBILITY
You must be at least 18 years old.
Outside of London your annual household income must be less than £80,000.
You cannot own another home. Shared Ownership purchasers are often first-time buyers but if you do already own another property (either in the UK or abroad), you must be in the process of selling it.
You should not be able to afford to buy a home suitable for your housing needs on the open market.
You must show you are not in mortgage or rent arrears.
You must be able to demonstrate that you have a good credit history.

Particulars

Tenure: Leasehold
Lease Length: 123 years
Council Tax Band: B

Map
Peartree (2.67 miles) Derby (2.92 miles) Willington (4.20 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£138,000
Shared Ownership Resale
Estimated Monthly Cost:£948
Rent £196
Service Charge £52
Mortgage £700

Share percentage 60%, full price £230,000, £13,800 Min Deposit. Calculated using a representative rate of 4.64%


Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.