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The major providers of Shared Ownership, Help to Buy and other affordable ways to buy a home in Rother and nationwide have their homes listed on Share to Buy.
Find a Shared Ownership Home in Rother
Search in Rother for your new home
Helping you along the buying process
Tools to check your affordability
Affordability
What is Shared Ownership?
Shared Ownership is an affordable home ownership scheme which makes it easier for eligible purchasers to get on the property ladder. Buyers get a mortgage for the share they can afford, and pay rent on the remaining share.
Shared Ownership FAQs
Find out moreDoes Shared Ownership mean sharing with someone else?
No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.
If you decide to buy a Shared Ownership home in Rother, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.
Can I ever fully own a Shared Ownership home in Rother?
Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.
When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.
If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.
Do I meet the eligibility criteria for Shared Ownership homes in Rother?
As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.
For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.
How much does Shared Ownership cost in Rother?
Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.
On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.
Are there Shared Ownership homes in Rother?
Share to Buy lists thousands of Shared Ownership homes all across Rother and beyond – including new build properties and those available through resale.
Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!
The steps to find your new Shared Ownership home
1
Research
We have a wealth of tools, FAQs, guides and blogs to help you understand your options
2
Search for a property
Find the right home for you in Rother and register your interest
3
Speak to the specialists
Contact a Mortgage Broker and Solicitor Panels to help you through the buying process
Find your home with Share to Buy
Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
Start your search today
Who are Share to Buy?
Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.
Why should I register with Share to Buy?
Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.
Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.
Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.
Can I advertise my home on Share to Buy?
If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.
As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.
Find out more about advertising your Shared Ownership property on Share to Buy.
SUCCESS STORIES
Annika - Shared Ownership buyer in Brent
“I’d got it into my head that finding a Shared Ownership home would be quite a painstaking process, but Share to Buy made it so easy. I liked that you could do everything online – there was no posting off forms or long phone calls. The website was very visual, with plenty of photos, and it was so simple to use.”
SUCCESS STORIES
Emily - Shared Ownership buyer in Gloucestershire
“If you are considering Shared Ownership, I would 100% recommend using Share to Buy to learn more about the scheme and assess your options. Shared Ownership is an excellent stepping stone into the property market – it’s worked so well for me. It’s given me a freedom and flexibility I wouldn’t have had if I bought on the open market!"
SUCCESS STORIES
Sandra - Shared Ownership buyer in Croydon
“From the moment I bought my first share, I knew that I wanted to staircase. A year after I moved in, I staircased to 75% and this past February I purchased the final share, and now I own my home 100% outright. I really do recommend Shared Ownership as a fantastic way to get into the housing market, it worked so well for me.”
Shared Ownership Rother - Shared Ownership Properties for Sale in Rother - Share to Buy
If you’re a first-time buyer and you are concerned that your property ambitions may be out of reach, then Shared Ownership homes in Rother could be the ideal solution to getting your foot on the property ladder. Help to Buy homes in Rother can also be a great way for potential purchasers to find a home they love in a location they adore.
To stay on top of the latest Shared Ownership and Help to Buy homes in Rother, all you need to do is sign up to Share to Buy. From there, you can register to receive alerts when new properties become available in your desired area.
Named after the river Rother and famous for its gorgeous beaches, the area of Rother District Council is one that is positively brimming with fantastic sights, experiences and attractions. Plenty of the most popular things to do here are focused around enjoying the simple things in life. For example, the district is well-known for its footpaths, and with stunning architecture, sumptuous gardens, golden sands and many fascinating sites of historic interest, there are few better places to unleash your wanderlust than right here.
Put simply, Rother is an absolute treat for the senses with enough variety to last a lifetime. Of course, not every day can be about discovering a new amazing piece of natural beauty or exploring incredible attractions, and that’s why the local businesses of Rother really bring the whole community together, providing both work and services to its residents. Whether you’re looking for a charming shop, traditional pub, welcoming cafe, delectable restaurant, or anything else, there should be plenty to keep you satisfied.
Plus, with three railway lines, a tourist line and several major roads travelling through the area, it’s also a very practical location. For a wonderful melting pot of the necessary and the exceptional, Rother is a truly excellent place to settle down.
News
London Home Show Sponsors: Meet Square Roots
Square Roots launch new Shared Ownership homes in London At Square Roots, we’re passionate about building more affordable, high-quality homes in desirable locations across London. Why? Because we’re dedicated to enhancing this city for the people who live and work here by providing them with opportunities to get on the property ladder, so they can…
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Skipton Building Society introduce Shared Ownership track record mortgage
No deposit required for new Shared Ownership mortgage product Skipton Building Society has unveiled a new mortgage option aimed at helping budding buyers take their first step onto the property ladder. The new product, known as the Shared Ownership track record mortgage, offers renters a unique opportunity to purchase their first home without the need…
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London Home Show Sponsors: Peabody New Homes
Single, couples and families – find your dream home with Shared Ownership In today’s challenging property market, many aspiring homeowners find themselves priced out of traditional home-buying options. However, Shared Ownership schemes are opening doors for a diverse range of buyers, from singles to couples and growing families. Discover how Peabody New Homes can help…
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