Helping you along the buying process

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Search for a property in Salisbury
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Tools to check your affordability
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Contact a mortgage broker

Shared Ownership FAQs

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Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Salisbury, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Salisbury?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Salisbury?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Salisbury?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Salisbury?

Share to Buy lists thousands of Shared Ownership homes all across Salisbury and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

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The steps to find your new Shared Ownership home

We have a wealth of tools, FAQs, guides and blogs to help you understand your options
Search for a property
Find the right home for you in Salisbury and register your interest
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Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
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Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Salisbury - Shared Ownership Properties for Sale in Salisbury - Share to Buy

If you’re a first time buyer, then you may feel as though home ownership is simply out of your reach. Thanks to Shared Ownership homes in Salisbury though, that doesn’t have to be the case. They can help you take that vital first step onto the property ladder, just as Help to Buy homes in Salisbury can allow buyers to lay down roots in a location they are proud to call home.

At Share to Buy, we make it so quick and simple to stay up to date with Shared Ownership and Help to Buy properties in Salisbury. Just sign up to Share to Buy and register to receive alerts when new properties become available in your desired area.

To say that Salisbury is full of magnificent sights would probably be understating things. This is, after all, the home of Salisbury Cathedral: one of the country’s most iconic attractions and amongst the finest examples of early English architecture that still remains to this day. In fact, beauty, architecture and history probably sum up three of the first things people attribute to the area. And, in all honesty, they’re not wrong to do so.

The architecture found throughout Salisbury is absolutely incredible and stretches far beyond that famed cathedral. These treats for the eyes also benefit from incredible backstories which you can explore, giving you a greater connection with the stunning streets that surround you.

Of course, there’s beauty in those stories and in the captivating physical presence of those buildings, but don’t forget about the gorgeous areas of greenery. These are every bit as important to the city’s identity as any concoction of brick and mortar, no matter how splendid or interesting. Harnham Water Meadows, Hudson’s Field, and Churchill Gardens are all brilliant examples of the stunning tranquillity available right on your doorstep in Salisbury.

However, just because an area is a few miles from Stonehenge, that doesn’t mean it has to be stuck in the past. Salisbury has a modern economy, with plenty of businesses providing both job opportunities and services that meet all the residents’ needs. Simply head to the Old George Mall with its retail and dining delights or visit the charming Cross Keys shopping area in the heart of the city for big brands and independent stores.

This blend of the old and the new is what really makes Salisbury so special, and some things simply never go out of style. That’s why you can still enjoy the charter markets held on Tuesdays and Saturday, just as they have been since the 13th century.

Perhaps the perfect example of how Salisbury balances the past with an exciting future is in its artistic community. With a rich heritage, it continues to provide new ideas within the Salisbury Arts Centre, Playhouse and across the city’s independent galleries, while respecting and appreciating their influences. If there’s one idea that sums up Salisbury, it’s providing a better future by respecting the past.


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