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Shared Ownership FAQs

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Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Teddington, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Teddington?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Teddington?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Teddington?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Teddington?

Share to Buy lists thousands of Shared Ownership homes all across Teddington and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

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The steps to find your new Shared Ownership home

1
Research
We have a wealth of tools, FAQs, guides and blogs to help you understand your options
2
Search for a property
Find the right home for you in Teddington and register your interest
3
Speak to the specialists
Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
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Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Teddington - Shared Ownership Properties for Sale in Teddington - Share to Buy

The prospect of owning a home in an area as special as Teddington can feel out of reach for many first-time buyers. Thankfully though, Shared Ownership homes in Teddington can make that vital first step onto the property ladder closer than you think. Help to Buy homes in Teddington are also ideal for buyers looking to settle down in a location as exceptional as this.

Want to stay updated with Shared Ownership and Help to Buy properties in Teddington? Well, it couldn’t be simpler. Just sign up to Share to Buy and register to receive alerts when suitable properties are added to the market.

It is one of the most highly sought-after areas in London and indeed the country as a whole. And it doesn’t take long to get an understanding of why that is. Everything about Teddington excels. In almost every respect, this exquisite riverside location represents as good as it gets.

Take, for instance, its restaurants. Today, almost everywhere in Britain boasts an array of restaurants, and the area in and around Teddington is no different. However, Teddington is home to some of the finest in the capital. You can say the same about so many things, such as its incredible shops, pubs and cafes. Sure, you can find all these assets in other parts of the country, but few can hit the exceptionally high standards of Teddington. When it comes to the ordinary, Teddington makes it extraordinary.

There are also all the amazing attractions that you can only find here. These include the many unique historical buildings like Carnegie Library and Teddington Cemetery Chapel, or St. Alban’s Church. These sights act like an epic painting of English history, with this wonderful part of London serving as their canvas. And, of course, there’s Teddington Lock Bridge, which is not only an icon of the area but also conveniently connects Teddington to the rest of the city.

There is little use underplaying the importance of its position in the capital. Even a place like Teddington benefits from the opportunities and experiences that being part of London provides. The rest of the capital is opened up by the several railway stations which connect to London Waterloo via the likes of WimbledonPutneyKingston Upon Thames and many more.

In essence, the whole city is within your reach, which means many lifetimes worth of experiences awaits you beyond those platforms. Teddington would be remarkable anywhere. When you put it in London though, it’s clear why it is one of the most highly desired areas in the whole of the UK.

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