2 bedroom house for sale
Parcevall Close, HG3 1FX
Share percentage 35%, full price £275,000, £4,813 Min Deposit.
Share percentage 35%, full price £275,000, £4,813 Min Deposit.
Monthly Cost: £992
Rent £421,
Service charge £23,
Mortgage £548*
Calculated using a representative rate of 5.26%
Calculate estimated monthly costs
You may be eligible for this property if:
- You have a gross household income of no more than £80,000 per annum.
- You are unable to purchase a suitable home to meet your housing needs on the open market.
- You do not already own a home or you will have sold your current home before you purchase or rent.
- If you have a local connection to Harrogate through residency, family or work.
Summary
We are excited to present this attractive 2 bedroom mid-terrace house, available for 35% Shared Ownership.
Description
The accommodation comprises a reception room, kitchen, two bedrooms and a family bathroom. Outside features a driveway with parking and well maintained gardens to the front and rear of the property.
Please note – The local connection requires you to have lived within Harrogate for at least two years or have close family that have lived there for five years. You can also meet the criteria if you have been employed in the area for a minimum of 12 months.
The location is a significant advantage, with the charming spa town of Harrogate just a short journey away. Harrogate is renowned for its stunning historic buildings, beautiful parks, and diverse shops and restaurants, ensuring there’s always something to see and do.
Everyone should be able to find a home they love, and Shared Ownership could be your answer. Shared Ownership is another way to get started on the property ladder. You buy a percentage of a property and pay rent on the rest. We own part of it – but you’re living there; you can decorate it and decide when to sell. Buying a share may mean you need a lower mortgage and deposit than purchasing a property outright.
Key Features
- 35% Shared Ownership
- Two bedroom mid terrace house
- Well maintained private gardens
- Car parking on driveway
- Energy Rated "B"
- Local connection to the area required to be eligible
Particulars
Tenure: Leasehold
Lease Length: 121 years
Council Tax Band: C
Property Downloads
Key Information Document Floor Plan Energy CertificateVirtual Tour
Map
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 35%, full price £275,000, £4,813 Min Deposit. Calculated using a representative rate of 5.26%
