2 bedroom house for sale

Available

The Paddocks - Wain Homes, Sandy Lane, PR4 0UG

£87,475 · Shared Ownership New Build

Share percentage 50%, full price £174,950, £4,374 Min Deposit.

Available
2 bedrooms
1 Bathroom
Private Garden
Parking
£87,475 Shared Ownership New Build · Eligibility Eligibility

Share percentage 50%, full price £174,950, £4,374 Min Deposit.

Monthly Cost: £743
Rent £200, Service charge £45, Mortgage £498*

Calculated using a representative rate of 5.26%

Calculate estimated monthly costs

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Eligibility

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)

· You have a deposit (at least 5% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy outright now

· The shared ownership property will be your principle and only home

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

· Household minimum income must be above £12,000

Summary

A collection of 2-bedroom homes ideally placed for commuting

Description

The Bell is a brilliant starter home, an ideal choice for first time buyers who are looking to take the first step onto the property ladder. Featuring the highest specifications, this two bedroom home has been built with practicality at its heart.

On the ground floor you'll find a spacious lounge to relax in after a busy day. The handy understairs storage can be accessed from the lounge, so you hide away any clutter when you have guests round. The open plan kitchen/diner comes with plenty of practical surface and storage, which you can never have too much of. There's also a downstairs cloakroom which is especially useful when you have guests.

The first floor is home to two good sized double bedrooms, as well as a family bathroom. If you're looking to work from home, one of the bedrooms could comfortably double up as a home office, making The Bell an extremely flexible and adaptable home.

*Images are for illustrative purposes only. Please speak to Sales Adviser for full details*

**Prices vary across plots, please speak to a sales advisor for more information**

Service charge outlined on this portal is heylo’s monthly lease management fee and if applicable, includes an estimated monthly buildings insurance charge. Additional Estate and Service charge fees may apply and are available directly from the sales team on site.

Key Features
  • Open plan kitchen/diner
  • Separate living area
  • Downstairs W.C
  • Built-in storage
  • Rear garden
  • Luxury fitted kitchen
  • Stainless Steel Single Electric Oven, 4 Ring Gas Hob with Glass Splashback and Extractor Hood
  • Integrated Fridge Freezer and Integrated Washer/Dryer
  • Roca Sanitaryware in White
  • Gas Central Heating
  • Electric Car Charging Point
  • White PVCu Double Glazing
  • Gardens Landscaped to Front
  • Smoke alarm is included
  • Carbon Monoxide alarm is not included
Particulars

Tenure: Leasehold
Lease Length: No lease length specified. Please contact provider.
Council Tax Band: New build - Council tax band to be determined

Property Downloads
Key Information Document
Map
Salwick (4.26 miles) Kirkham & Wesham (4.64 miles) Poulton-Le-Fylde (7.01 miles)
Monthly Cost Calculator

The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.

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  • Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
  • Service Charge: Covers maintenance and repairs for communal areas within your development.
  • Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.

NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.

£87,475
Shared Ownership New Build
Estimated Monthly Cost:£743
Rent £200
Service Charge £45
Mortgage £498

Share percentage 50%, full price £174,950, £4,374 Min Deposit. Calculated using a representative rate of 5.26%


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Development
The Paddocks - Wain Homes - Preston, Lancashire
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Disclaimer
The information displayed about this property comprises a property advertisement. Share to Buy ltd makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Share to Buy has no control over the content. This property advertisement does not constitute property particulars. The information is provided and maintained by the sponsoring housing association. Please contact the housing association or estate agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007.