3 bedroom house for sale
9 Gold Crest Way, LS29 6SF
Share percentage 74%, full price £395,000, £14,615 Min Deposit.
Share percentage 74%, full price £395,000, £14,615 Min Deposit.
Monthly Cost: £1,931
Rent £265,
Mortgage £1,666*
Calculated using a representative rate of 5.26%
Calculate estimated monthly costs
The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
- Not own another property in the UK or any other country.
- Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
- Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
- Be in full time permanent employment.
- Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.
- Have a good credit history.
Summary
An exceptionally rare opportunity to acquire a recently built shared ownership property
Description
An exceptionally rare opportunity to acquire a recently built shared ownership property, nestled within a cul-de-sac close to the heart of Menston.
A spacious and beautifully presented semi-detached home enjoying an open outlook, featuring to the rear of the property is an excellent South West facing garden that consists of a paved seating area with steps leading to an elevated lawned areaand adriveway provides off-street parking.
Inside is accessed via a composite door, with parquet style laminate flooring in the entrance way and generous sitting room. In the kitchen area, there isa good range of base and wall units with coordinating work surfaces and concealed lighting. Integrated appliances include and oven plus grill, four ring induction hob with hood over, fridge, freezer dishwasher and a washing machine. Ample space for a dining table and chairs, fitted plantation shutters and French doors leading out to the rear garden. The downstairs is completed with a downstairs WC.
Upstairs, you will find the principle bedroom with South Westerley views, a further double bedroom, a single bedroom and family bathroom.
There is also gas fired central heating and double glazing throughout the home.
*Information is correct to the best of our knowledge, please speak to the estate agent for more information*
Key Features
- Highly Appointed Accomodation
- Generous Sitting Room
- Well-Equipped Dining Kitchen
- South West Facing Garden
- Off-Street Parking
- EPC Rating B
- Tenure:Leasehold (999 years from 21/07/2022)
- Share Available:74% (£292,300)
- Shared Ownership Rent:£265.40 per month (subject to annual review)
- Lease Management Fee:£25.61 per month (subject to annual review)
- Buildings Insurance:£173.40 per annum (subject to annual review)
- Council Tax:Band D, Bradford Metropolitan District Council
Particulars
Tenure: Leasehold
Lease Length: 999 years
Council Tax Band: D
Property Downloads
Key Information Document Floor PlanMap
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 74%, full price £395,000, £14,615 Min Deposit. Calculated using a representative rate of 5.26%
