Share percentage 40%, full price £250,000, £5,000 Min Deposit.
Monthly Cost: £911
Rent £313,
Service charge £28,
Mortgage £570*
Calculated using a representative rate of 5.26%
Calculate estimated monthly costs
• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the
open market.
• You do not already own a home, or you will have sold your current home before you
purchase or rent.
• You live in Cornwall – Cornwall
• You work in Cornwall - Cornwall
• You have close family living in Cornwall
• Armed forces applicant does not require a local connection
• No under occupancy of an affordable dwelling by more than one bedroom
Summary
Two bedroom home situated in Churchtown, Saltash
Description
This well presented 2-bedroom home has an open-plan dining/living room with French doors that lead onto the private rear garden. Completing the ground floor is the kitchen with views to the front of the property and a downstairs cloakroom. Upstairs you will find two double-bedrooms, a storage cupboard and a family bathroom.
Key Features
• Shared Ownership - Standard Model Lease
• 2 off street parking spaces
• Pets allowed in line with PCH's pet policy
• Integrated oven and hob
• ICW Warranty
• EPC B
Particulars
Tenure: Leasehold
Lease Length: 990 years
Council Tax Band: New build - Council tax band to be determined
Property Downloads
Key Information Document Floor Plan Brochure Energy CertificateMap
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 40%, full price £250,000, £5,000 Min Deposit. Calculated using a representative rate of 5.26%