2 bedroom house for sale
Ross on Wye, HR9 7WQ
Share percentage 25%, full price £225,000, £2,813 Min Deposit.
Share percentage 25%, full price £225,000, £2,813 Min Deposit.
Monthly Cost: £788
Rent £387,
Service charge £80,
Mortgage £321*
Calculated using a representative rate of 5.26%
Calculate estimated monthly costs
ELIGIBILITY CRITERIA:
To be eligible for a home at St Marys Village, you'll need to:
- Have a combined household income under £80,000 per annum
- Not already own a property, or part of a property, at the time of completing on your purchase
- Be unable to purchase a suitable home to meet your housing needs on the open market
- Have a minimum of £5,000 to cover the costs of buying a home
If you don't meet the eligibility criteria for this development, you may still qualify for a shared ownership purchase at one of our others, so take a look at our website for more information.
Summary
Final 2 bedroom Shared Ownership house in Ross on Wye, available now - move in late Spring 2024!
Description
Final two bedroom house available now!
St Mary's Village is a unique development comprising luxury two & three bedroom Shared Ownership houses located in the idyllic town of Ross-on-Wye, Herefordshire.
Each property has been thoughtfully designed in keeping with the traditional look of existing housing stock, while perfectly balancing form and function for modern living.
Plot 102 is a 936 sq ft mid terrace, two bedroom house with a private garden and 2 parking bays at St Mary's Village, available to purchase through Shared Ownership.
Available to purchase from a 25% share.
Financial Breakdown:
- Full Market Value: £225,000
- 25% Share Value: £56,250
- 5% deposit of 25%: £2,813
- Rent on unowned share: £387 per month
- Service Charge: £80 per month
- Council Tax: TBC*
The result is a selection of beautifully-appointed homes that are ideal for young families and those otherwise looking to get on the property ladder.
But what really sets St Mary's Village apart are the amenities - including open green spaces, play areas, and a community hub - that support lifestyle living and a strong sense of community.
Less than a mile from St Mary's Village is some of Herefordshire's most beautiful countryside, nestled in the fertile Wye Valley. From rambling on the numerous trails to canoeing on the River Wye to adventures in the nearby Forest of Dean - living at St Mary's Village gives you direct access to some of England's most beguiling beauty spots
For more information, please register and our Sales Consultant will be delighted in helping you find your new home.
WHAT IS SHARED OWNERSHIP?
If you can't afford the mortgage on 100% of a home, Shared Ownership offers you the chance to buy a share of your home (between 25% and 75%) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to and, if you chose, own the property outright. Monthly costs to purchase via Shared Ownership are generally less than purchasing outright or renting, making it a fantastic option to get onto the housing ladder.
Legal & General Affordable Homes are a Registered Provider offering these apartments for sale on a Shared Ownership basis. We are creating communities to live, grow and flourish and are committed to removing the stress and anxiety associated with moving house, whilst delivering customer satisfaction and quality new homes.
Please note:
*Council tax bands are often not released until the property is complete. If you need any guidance, please get in touch with our Sales Consultants otherwise the local authority or the developer may be able to help.
Key Features
KEY FEATURES:
- Electric oven, ceramic hob and Integrated hood
- Turf to rear garden
- Paved patio area
- Parking for two cars
- NHBC 12 year warranty
FULL SPECIFICATION:
Kitchen
• Contemporary kitchen with brushed chrome handles
• Soft close and cutlery tray included
• Laminate worktops and matching upstands
• Brushed steel splashback to hob
• Franke stainless steel sink with Bristan chrome mixer tap
• Electric single oven, ceramic hob and integrated hood
• Space for fridge/freezer
• Space and plumbing for washing machine
• Removable base unit with plumbing for dishwasher installation
• Integrated eco bin
• Gas combination boiler in housing
Cloakroom
• Contemporary white Roca close coupled toilet and basin with Bristan chrome taps
• Splashback tiling to basin
Bathroom
• Contemporary white Roca bathroom suite with thermostatic shower over bath and glass shower screen
• Porcelanosa full height wall tiling to bath and shower area with splashback tiling to basin
• Bristan chrome mixer tap to basin
• Chrome heated towel rail
• Mirror
Flooring
• Vinyl flooring to kitchen, bathroom and cloakroom
• Carpet to hall, stairs, landing, lounge/diner and bedrooms
General
• Ceilings painted in matt white, walls painted in natural hessian
• Architraves and skirtings painted white
• White six panel internal doors with chrome ironmongery
• Gas central heating via Combi boiler and white contemporary radiators
• Wardrobe to master bedroom
• UPVC double glazed windows
• Two parking spaces
• NHBC 12 year build warranty
Electrical
• Door bell
• Track light to kitchen
• Light to bathroom
• Pendant lighting to hall, landing, lounge/diner and bedrooms
• White sockets and switches throughout
• Shaver socket to bathroom
• BT and TV point to lounge
• Smoke detector and carbon monoxide detector
• Extractor fan to cloakroom and bathroom
External
• Paved patio area
• Turf to rear garden
• Outdoor light to front and rear elevations
• 1.8m high timber fencing to rear gardens
• Outside tap
We take every care to ensure that the correct information is provided. The company employs a
policy of continuous improvement and reserves the right to alter or amend the specification at
any time and is subject to change. Details are correct at the time of going to print.
Particulars
Tenure: Leasehold
Lease Length: 250 years
Council Tax Band: New build - Council tax band to be determined
Property Downloads
Floor Plan Brochure Price List Energy CertificateVirtual Tour
Map
The ‘estimated total monthly cost’ for a Shared Ownership property consists of three separate elements added together: rent, service charge and mortgage.
- Rent: This is charged on the share you do not own and is usually payable to a housing association (rent is not generally payable on shared equity schemes).
- Service Charge: Covers maintenance and repairs for communal areas within your development.
- Mortgage: Share to Buy use a database of mortgage rates to work out the rate likely to be available for the deposit amount shown, and then generate an estimated monthly plan on a 25 year capital repayment basis.
NB: This mortgage estimate is not confirmation that you can obtain a mortgage and you will need to satisfy the requirements of the relevant mortgage lender. This is not a guarantee that in practice you would be able to apply for such a rate, nor is this a recommendation that the rate used would be the best product for you.
Share percentage 25%, full price £225,000, £2,813 Min Deposit. Calculated using a representative rate of 5.26%
