The minimum single income required is £57,000 per annum

The minimum joint household income required is £50,000 per annum

You will need to be earning a guidance income of £ 52,884. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £13,125 Total approximate savings required £ 17,125. Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

Wandsworth will only accept applicants who have registered with Wandsworth Home Buy council and have been granted a reference number. You will not be able to book a viewing for this resale property unless you can provide your Wandsworth reference number. This property will only be allocated to registered applicants for a minimum of eight weeks.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home

You will need to be earning a guidance income of £53,798. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £15,075. Total approximate savings required £19,075.

All London applicants will be considered, with priority given to Newham applicants. Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments. If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home.

You will need to be earning a guidance income of £56,086. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £14,350.Total approximate savings required £18,350.

Important borough specific eligibility criteria - Newham

All London applicants will be considered, with priority given to Newham applicants.

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments. If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home.

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £90,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change.

** This home can also be purchased outright (100% of the value) which is £600,000 and a purchaser would not need to meet the eligibility criteria listed above.

You will need to be earning a guidance income of £57,713 You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £12,500 Total approximate savings required £16,500

Important borough specific eligibility criteria

Lambeth

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

You will need to be earning a guidance income of £66,679. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £8,700. Total approximate savings required £12,700.

All London applicants will be considered, with priority given to Newham applicants. Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments. If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home.

You will need to be earning a guidance income of £24,607. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £8,500.Total approximate savings required £12,500.

Important borough specific eligibility criteria - Newham

All London applicants will be considered, with priority given to Newham applicants.

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments. If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home.

Viewings are by appointment only. Please note Social Distancing measures need to be followed. Please contact our Resales e-mail address at optivo.resales@southernhousing.org.uk for the vendors contact details or please call Mr M’Hamdi on 07585 843324 to arrange a viewing.

If you would like to apply for this Resale property after you have conducted a viewing, a PDF writable application form can be sent to you. Please email a fully completed application form to optivo.resales@southernhousing.org.uk Please be advised that the application form must be signed and the third party consent box ticked as we must have your third party consent to be able to send your application form over to one of our financial advisers should you be selected for the property.

All completed application forms need to be returned to Southern HousingASAP - now on a first come first serve basis.

Please note that the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.

Eligibility:

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum when eligible to purchase - this will include all members of the household whether they have joined the application or not. An exception would be the income of children under 18 and any other household members whose residence in the home is unlikely to be permanent.

You are unable to purchase a suitable home to meet your housing needs on the open market.

Be a first time buyer, if you are indeed a current home owner we can consider your application if your property is under offer and is going through the legal conveyancing process, evidence of this will need to be provided.

You may be eligible for this property if:

· You have a gross household income of no more than £90,000 per annum when eligible to purchase.

· You are unable to purchase a suitable home to meet your housing needs on the open market.

· You do not already own a home or you will have sold your current home before you purchase or rent.

· To purchase this 25% minimum share you will need a minimum joint household income of £66200 and available savings of £6625 for a 5% mortgage deposit.

Priority will be offered to MOD personnel.