Helping you along the buying process

Search for a property in Finedon
Search for a property in Finedon
Tools to check your affordability
Tools to check your affordability
Contact a mortgage broker
Contact a mortgage broker

Shared Ownership FAQs

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Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Finedon, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Finedon?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Finedon?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Finedon?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Finedon?

Share to Buy lists thousands of Shared Ownership homes all across Finedon and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

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The steps to find your new Shared Ownership home

We have a wealth of tools, FAQs, guides and blogs to help you understand your options
Search for a property
Find the right home for you in Finedon and register your interest
Speak to the specialists
Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
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Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Finedon - Shared Ownership Properties for Sale in Finedon - Share to Buy

If you’re a first time buyer, then you may be worried that your home ownership aspirations are beyond your reach. With Shared Ownership homes in Finedon, that doesn’t have to be the case. They can make that vital first step onto the property ladder more accessible and affordable than you may think. Similarly, Help to Buy homes in Finedon offer excellent options for buyers looking to settle down somewhere they love.

Want to stay updated with the latest Shared Ownership and Help to Buy properties in Finedon? All you have to do is sign up to Share to Buy and register to receive alerts when relevant properties are added to the market.

The town of Finedon is so rich in resources that it was best known in the late 19th century for the iron ore which it produced. But that is far from the only thing which Finedon is rich in. For starters, it boasts a fascinating history, having first appeared in the Domesday Book at the turn of the new millennium.

Later, it became known for architectural gems like the Finedon Hall, St. Mary’s Church and the Water Tower. These splendid structures show you how you can track different periods of English history by merely marvelling at the many amazing buildings that make up the charming setting of Finedon.

That brings us to another example of Finedon’s positive attributes in architecture: not only due to how historically interesting they are but also for how they provide such a beautiful landscape for the area’s natural assets to shine even brighter than they already do. And improving said landscapes is no small order.

That’s because the green spaces in Finedon are truly inspiring, like the gorgeous Pocket Park and Cally Banks. Beautiful sights like these perfectly exemplify what Finedon has to offer visitors and residents alike. They provide variety for your eyes as well as a variety of experiences all-round. After all, Finedon is all about offering a wealth of options. As we said, this is a town rich in more than just iron.

Let’s, for instance, talk about the wealth of opportunities available here. The economy of this Northamptonshire town and its surrounding areas has, of course, changed dramatically throughout the centuries. Ultimately though, that just leaves you with more options to follow the kind of path – either educationally or employment wise – that is right for you. This also means that Finedon can provide for a variety of people of all skills and experiences, making it ideal for buyers from all walks of life.


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Tickets available for the capital’s biggest first time buyer event  Share to Buy’s free London Home Show event will be returning to the Queen Elizabeth II Centre for its 10th year on Saturday 15th April 2023, 10am to 5pm. Check out our video from the autumn 2022 event and hear from some of our exhibitors including Share…

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Guinness Homes: New Shared Ownership homes in Leeds

One, two and three bedroom apartments and duplexes at Points Cross Prospective Leeds homeowners enjoyed afternoon tea and prosecco at an event held by national housing developer, Guinness Homes. On Saturday 14th January, the event at Points Cross, Chadwick Street, celebrated Phase One of the Shared Ownership development with the launch of its state-of-the-art two…

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SURVEY RESULTS: Shared Ownership can help single buyers

Majority of purchasers plan to get on the property ladder on their own As the leading property portal for first time buyer homes, our most recent survey at Share to Buy has showed that the majority of prospective Shared Ownership buyers are planning to purchase a home on their own. In our survey of over…

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Boiler Choice: Why check the central heating before investing in a property?

A guide to central heating, types of boilers and everything in between For most individuals, buying or investing in a property is a significant decision. Such an undertaking requires a significant commitment in terms of both capital and time, so it is important that one has all the salient information prior to signing on the…

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