Staircasing Mortgage Agreement in Principle

Staircasing agreement in principle or full application

If you are just researching the potential to staircase, but have not yet began the process, you can use our Shared Ownership Staircasing calculator and submit an agreement in principle application with a lender or mortgage broker later down the line.

What is staircasing?


When should you apply for a staircasing agreement in principal?

You can apply for a Shared Ownership mortgage agreement in principal when:

  • you have been offered a property or asked by the housing association/seller to obtain an agreement in principle and need to find a mortgage
  • or are looking at specific properties and may need a mortgage soon

Use our Mortgage Comparison tool to search for mortgages from across the market, and when you see an offer you are interested in, you can contact the lender directly or contact a specialist Shared Ownership mortgage broker.

If you are just researching potential costs for a Shared Ownership mortgage, and do not yet have any specific properties in mind, you should generally use our Shared Ownership mortgage calculator and submit an agreement in principle further down the line.

Latest news

London Home Show Sponsors: SO Resi

Meet SO Resi Returning sponsors of the London Home Show, SO Resi aims to improve understanding, change perception and increase awareness of Shared Ownership, alongside breaking down the barriers to home ownership. SO Resi by Metropolitan Thames Valley is a not-for-profit housing association who have helped create over 15,000 homes in London and the South East. Find a…

London Home Show Sponsors: Peabody

Meet Peabody Returning sponsor of the London Home Show, Peabody is one of the largest housing providers in London and the South East with over 66,000 homes. Their ambitious house building programme aims to provide thousands of high-quality new homes, including those available through Shared Ownership. As a non-profit organisation, Peabody deliver services to 111,000 residents, 8,000…

London Home Show Sponsors: Red Loft

Meet Red Loft Returning sponsors at the London Home Show, Red Loft offers a range of affordable housing throughout London and the South East for first time buyers. Their experienced team are able to guide you on all aspects of affordable home ownership including Shared Ownership, Intermediate Market Rent or Private Sale. Red Loft specialist sales…

London Home Show Sponsors: Notting Hill Genesis

Meet Notting Hill Genesis Returning sponsors of the London Home Show, Notting Hill Genesis are one of the largest Shared Ownership housing developers in London, with all their profits being reinvested in housing for Londoners. Notting Hill Genesis pride themselves on offering reliability, knowledge and security for both their partners and customers. Find a Shared Ownership home in London…