You will need to be earning a guidance income of £37,241. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx.£9,250.Total approximate savings required £13,250.

Important borough specific eligibility criteria: Borough of Wandsworth

Wandsworth will only accept applicants who have registered with Wandsworth Home Ownership and have been granted a reference number. You will not be able to book a viewing for this resale property unless you can provide your Wandsworth reference number.

Applicants must be earning under£90,000to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

Eligibility Criteria:

• Have a minimum combined household income minimum of £64,670 and maximum income of £90,000
• Not own a property, or part of a property, at the time of completing on your purchase
• Be unable to purchase a suitable home to meet your housing needs on the open market
• Have a minimum of £5,000 to cover the costs of buying a home

To be eligible for a home at The Acer Apartments, you'll need to:

• Have a combined household income under £90,000 per annum
• Not own a property, or part of a property, at the time of completing on your purchase
• Be unable to purchase a suitable home to meet your housing needs on the open market
• Have a minimum of £5,000 to cover the costs of buying a home

You may be eligible for this property if:

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 35% minimum share you will need a minimum joint household income of £42926 and available savings of £5513 for a 5% mortgage deposit.

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 30% minimum share you will need a minimum joint household income of £49,013 and available savings of £5,250 for a 5% mortgage deposit.

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum when eligible to purchase - this will include all members of the household whether they have joined the application or not. An exception would be the income of children under 18 and any other household members whose residence in the home is unlikely to be permanent.

You are unable to purchase a suitable home to meet your housing needs on the open market.

Be a first time buyer, if you are indeed a current home owner we can consider your application if your property is under offer and is going through the legal conveyancing process, evidence of this will need to be provided.

Viewings are by appointment only. Please note Social Distancing measures need to be followed. Please contact our Resales team at optivo.resales@southernhousing.org.uk for the vendors contact details.

If you would like to apply for this Resale property after you have conducted a viewing, a PDF writable application form can be saved from the Brochure Section on this advert. Please email a fully completed application form to resales@optivo.org.uk Please be advised that the application form must be signed and the third party consent box ticked as we must have your third party consent to be able to send your application form over to one of our financial advisers should you be selected for the property.

Please note that the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 25% minimum share you will need a minimum joint household income of £32,291 and available savings of £3,125 for a 5% mortgage deposit

As a guide you will need to have a household income of at least £63,697. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 5% deposit approx. £10,250. Total approximate savings required £14,250.

Important borough specific eligibility criteria

Royal Borough of Kensington & Chelsea

Only Available to Applicants Living or Working in Kensington and Chelsea.

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

Applicants must be earning under £90,000 to be eligible.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home(s) ready to exchange.

As a guide you will need to have a household income of at least £50,539.You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx£12,500. Total approximate savings required £16,500.

Important borough specific eligibility criteria

Royal Borough of Kensington & Chelsea

Only Available to Applicants Living or Working in Kensington and Chelsea.

Applicants must be earning under £90,000 to be eligible for one-, two- and three-bedroom apartments.

If you are an existing homeowner, we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.