Viewings are by appointment only. Please note Social Distancing measures need to be followed. Please contact our Resales e-mail address at optivo.resales@southernhousing.org.uk for the vendors contact details or please call Mr M’Hamdi on 07585 843324 to arrange a viewing.

If you would like to apply for this Resale property after you have conducted a viewing, a PDF writable application form can be sent to you. Please email a fully completed application form to optivo.resales@southernhousing.org.uk Please be advised that the application form must be signed and the third party consent box ticked as we must have your third party consent to be able to send your application form over to one of our financial advisers should you be selected for the property.

All completed application forms need to be returned to Southern HousingASAP - now on a first come first serve basis.

Please note that the successful applicant will be required to pay a £250 non-refundable reservation fee once offered the property.

Eligibility:

You may be eligible for this property if:

You have a gross household income of no more than £90,000 per annum when eligible to purchase - this will include all members of the household whether they have joined the application or not. An exception would be the income of children under 18 and any other household members whose residence in the home is unlikely to be permanent.

You are unable to purchase a suitable home to meet your housing needs on the open market.

Be a first time buyer, if you are indeed a current home owner we can consider your application if your property is under offer and is going through the legal conveyancing process, evidence of this will need to be provided.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum when eligible to purchase.
• Live or work in the borough
• You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)
• You do not already own a home, or you will have sold your current home before you purchase or rent.
• To purchase this 50% minimum share you will need a minimum joint household income of £45,706 and available savings of £7,750 for a 5% mortgage deposit.

As a guide you will need to have a household income of at least £57,490. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £19,250.Total approximate savings required £23,250.

Important Borough Specific Eligibility Criteria

Lambeth

All applicants will be considered however, those living and working in the Lambeth will be given priority.

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.

You may be eligible for this property if: You have a gross household income of no more than £90,000 per annum. You are unable to purchase a suitable home to meet your housing needs on the open market. You do not already own a home or you will have sold your current home before you purchase or rent.

You may be eligible for this property if:

· Register your interest (pink button on the right)

· Have a passed initial financial assessment with one of the below companies:

SRC Mortgage Solutions (https://www.srcmortgagesolutions.com/)

TMP The Mortgage People (tmpmortgages.co.uk)

Mortgage Advice Bureau | UK’s leading mortgage intermediary (https://www.mortgageadvicebureau.com)

· You have a gross household income of no more than £90000 per annum when eligible to purchase.

· Live or work in the borough

· You are unable to purchase a suitable home to meet your housing needs on the open market. (Shares cannot be purchased in cash unless you are unable to obtain a mortgage due to age or religious grounds)

· You do not already own a home, or you will have sold your current home before you purchase or rent.

· To purchase this 25% minimum share you will need a minimum joint household income of £61084 and available savings of £5938 for a 5% mortgage deposit.

You may be eligible for this property if:

• You have a gross household income of no more than £80,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.
• As this is an Extra Care property, any eligible buyer will have an identified care need and you will be 55 years or over. Alternatively you are also eligible if you are 50 years or older and have a learning disability, any mental health issues or a physical/sensory disability.
• The resale of this property will involve a nomination priority process which will see successful buyers 1)People that live and work in the London Borough of Hounslow 2) People that live in the London Borough of Hounslow 3)People that work in the London Borough of Hounslow.

You may be eligible for this property if:

· You have a gross household income of no more than £90,000 per annum when eligible to purchase.

· You are unable to purchase a suitable home to meet your housing needs on the open market.

· You do not already own a home or you will have sold your current home before you purchase or rent.

· To purchase this 30% minimum share you will need a minimum joint household income of £31239 and available savings of £5475 for a 5% mortgage deposit.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You may be eligible for this property if:

• You have a gross household income of no more than £90,000 per annum.
• You are unable to purchase a suitable home to meet your housing needs on the open market.
• You do not already own a home or you will have sold your current home before you purchase or rent.

You are eligible to purchase a Home Reach property in England or Wales if:

· Your household income does not exceed £80,000 per annum for homes outside of London (£90,000 in London)

· You have a deposit (at least 5% of the share value)

· You are a first-time buyer or used to own a home, but cannot afford to buy outright now

· The shared ownership property will be your principle and only home

· You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

· Household minimum income must be above £12,000

As a guide you will need to have a household income of at least £75,083. You will need access to savings of at least £4,000 to cover the cost of buying the home. A minimum 10% deposit approx. £14,625. Total approximate savings required £18,625.

Please note if your expected deposit is higher than 10% the required household income can be reduced - for more information please call 020 8548 2148.

Important borough specific eligibility criteria

Wandsworth

Wandsworth will only accept applicants who have registered with Wandsworth Home Ownership and have been granted a reference number. You will not be able to book a viewing for this resale property unless you can provide your Wandsworth reference number. This property will only be allocated to registered applicants for a minimum of eight weeks.

Applicants must be earning under £90,000 to be eligible for one, two and three bedroom apartments.

If you are an existing homeowner we will not be able to allocate you a home unless you have found a buyer for your existing home and are deemed to be in need of housing by your local council.