Helping you along the buying process

Search for a property in Woodley
Search for a property in Woodley
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Tools to check your affordability
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Contact a mortgage broker

Shared Ownership FAQs

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Does Shared Ownership mean sharing with someone else?

No – this is a common misconception but the ‘shared’ aspect of the scheme simply means you’re sharing ownership of your home with a housing association.

If you decide to buy a Shared Ownership home in Woodley, you’re effectively purchasing a portion of your property. Your initial share will usually be between 25% to 75%, paying a mortgage on the part that you own and a below market value rent on the remaining share.

Can I ever fully own a Shared Ownership home in Woodley?

Yes – Shared Owners can choose to buy additional shares in their property by ‘staircasing’.

When buying a Shared Ownership home, you will initially purchase a minimum percentage somewhere between 25% to 75%. Down the line, if you find that your financial circumstances have changed, buyers will have the option to buy more shares.

If you choose to buy a higher percentage, your mortgage repayments will increase while the rent you pay will decrease. In the majority of cases there aren’t any restrictions and you can buy 100% of your home – in this instance, you would become the outright owner.

Do I meet the eligibility criteria for Shared Ownership homes in Woodley?

As a home-buying product aimed at helping those who can’t afford to purchase a property on the open market, there are certain requirements that buyers will need to meet to be considered eligible for Shared Ownership.

For example, there are caps on household income which means that you must earn less than £80,000 to be eligible for the scheme – or less than £90,000 if you would like to buy a home in London. The criteria also states that buyers must be at least 18 years of age and do not own another property either in the UK or abroad.

How much does Shared Ownership cost in Woodley?

Shared Ownership properties enable you to put down a smaller deposit compared to those required on the open market – buyers will usually need to put down 5% to 10% of the share that they’re buying, rather than the full market value of the home.

On a monthly basis, buyers will be required to pay their mortgage, a subsidised rent and service charge on their home, however, these repayments often work out cheaper than or equal to renting privately in the same area. Other costs to consider when buying a home include solicitor and mortgage broker fees – you can find out more about these costs on Share to Buy.

Are there Shared Ownership homes in Woodley?

Share to Buy lists thousands of Shared Ownership homes all across Woodley and beyond – including new build properties and those available through resale.

Shared Ownership is available on a variety of homes including cosy studios, stylish apartments and traditional family homes. Check out our property search tool to start looking for your new home today!

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The steps to find your new Shared Ownership home

We have a wealth of tools, FAQs, guides and blogs to help you understand your options
Search for a property
Find the right home for you in Woodley and register your interest
Speak to the specialists
Contact a Mortgage Broker and Solicitor Panels to help you through the buying process

Find your home with Share to Buy

Learn more about the UK's leading first time buyer property portal, specialising in affordable home ownership options including Shared Ownership and Help to Buy
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Who are Share to Buy?

Share to Buy is the leading online portal for Shared Ownership properties. Established in 2004 as the UK’s first specialist online mortgage broker for affordable home ownership products, the site has since developed into a one stop shop for first time buyers, offering the country’s largest listing of Shared Ownership homes from many of the UK’s biggest housing providers.

Why should I register with Share to Buy?

Share to Buy is the nation’s biggest and best established affordable home ownership property portal, making it the ideal website for first time buyers looking to take that first step onto the property ladder.

Using our property search tool, you can search for homes that suit your needs via filters such as location, number of bedrooms, monthly outgoings and deposit amount. You can also set up alert preferences so you’ll be notified when new properties that meet your search are announced by email.

Acting as a one stop shop for first time buyers, Share to Buy also offers handy FAQs and guides, interactive mortgage tools, mortgage broker and conveyancing panels, and live events to help potential purchasers on their home-buying journey.

Can I advertise my home on Share to Buy?

If you are a housing association or developer selling properties through Shared Ownership, Help to Buy and other affordable home ownership schemes, we can list your new build and resale homes on the Share to Buy property portal.

As well as working alongside Registered Providers, we also partner with private sellers who are looking to sell their current Shared Ownership home.

Find out more about advertising your Shared Ownership property on Share to Buy.

Shared Ownership Woodley - Shared Ownership Properties for Sale in Woodley - Share to Buy

As a first-time buyer, you may feel concerned that the first step on the property ladder is out of your reach. Thankfully, Shared Ownership homes in Woodley can offer you a much-needed boost towards achieving your home ownership aspirations. Help to Buy homes in Woodley also provide affordable options for buyers looking to unlock the front door to their dream home.

If you want to stay updated with Shared Ownership and Help to Buy homes in Woodley, simply sign up to Share to Buy. From there, you can register for alerts when relevant properties become available.

The name Woodley has an origin which roughly translates to ‘a clearing in a wood’, and we think that ancient description still sums up so much of what makes Woodley wonderful today. It feels like an escape from the world. The likes of South Lake, Redgrave Pinsent Rowing Lake, Highwood, Lavell’s Lake, Sonning Bridge, Alder Moors and many of the town’s other incredible natural assets feel untouched and unspoiled by the stresses of the modern world.

These areas also make Woodley feel unique from so much of the rest of the county and make it an ideal place for families seeking plenty of space and a healthy environment to roam around in. Of course, it’s also the perfect setting for anyone who simply wants to absorb the sights, sounds and experiences that these stunning areas have to offer.

It’s interesting because, in some instances, Woodley feels timeless. The places that inspired its name could just have easily sparked such revelation today. However, there is another side to Woodley which is distinctly affected by history, giving it a sense of depth and character.

This can be appreciated in the Museum of Berkshire Aviation, while the Ure Museum of Greek Archaeology lovingly demonstrates how Woodley’s cultural scope reaches far beyond its borders. The town’s rich heritage can also be found in its buildings. One such example is the captivating gothic revival architecture of its congregational church, which stimulates just as much as it educates.

Perhaps most importantly though is how all these experiences have moulded Woodley into a community: one with a great passion for sports and excellent educational opportunities. This is another reason why this town is such a great place to raise a family.

On top of this, there are all the local businesses, meaning that Woodley might feel like an escape from the modern world in many respects, but it still retains its conveniences. Lastly, there are its neighbours. These include the likes of Sonning, Winnersh, Hurst, Charvil and Wokingham: all of which expand and enrich the lives of Woodley residents.


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